Accountants for CIS (Construction Industry Scheme)
Turn CIS Complexity into Clear Financial Advantages
Precision You Can Trust, Success You Can Achieve.
Expert CIS (Construction Industry Scheme) Accountants
Transforming Tax Challenges into Financial Opportunities
Accountants for CIS - Did you know many construction workers pay too much tax each year? This is because they miss out on important deductions in their CIS tax returns. Learn how to avoid these mistakes and get the refunds you're owed. Working within the Construction Industry Scheme (CIS) often leaves contractors and subcontractors stressed, confused, and financially burdened. Many believe complicated CIS deductions, constant HMRC requirements, and loss of earnings are simply inevitable. But what if there was a simpler way—a trusted accounting partner who not only eliminated your CIS stress but also consistently secured maximum refunds for you? At Swift Accountants, we believe you should keep as much of your hard-earned money as possible. Our specialist CIS accountants transform complexity into simplicity and deductions into refunds, giving you financial clarity, peace of mind, and the maximum return on your hard-earned income.
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Accounting Services for Your Business - It's Free to Enquire
Why Pay More When You Can Pay Less and Achieve More?
Your Profit, Our Promise: Maximum Results, Minimum Cost
COMPETITIVE, TRANSPARENT PRICING
EXCEPTIONAL VALUE GUARANTEED
At Swift Accountants, we don’t believe outstanding service should come with an outrageous price tag. Our pricing structure is clear, honest, and designed to deliver unbeatable value. We make it simple—no hidden fees, no surprises, just straightforward and fair pricing for first-class service.
But we’re not just about affordability; we’re about results.
Our accountants consistently deliver maximum tax savings, maximum CIS refunds, and complete financial peace of mind—ensuring your investment in us always pays for itself, many times over.
Here’s Why Our Clients Choose Swift Accountants:
No Hidden Costs, Ever Clear, transparent pricing means you'll always know exactly what you’re paying—and exactly what you're getting.
Guaranteed Savings Our expert strategies typically save clients far more than they invest in our services.
Unmatched Expertise at Exceptional Value Receive world-class CIS and tax expertise at rates tailored for you.
Personalised Attention—Included Your dedicated accountant, proactive advice, and award-winning support—never pay extra for exceptional service.
Zero-Risk Consultation Take advantage of our free, no-obligation consultation to discover how much you could save with Swift Accountants.
Remember, a quick conversation costs nothing, but it can change your financial future forever. Get peace of mind, clarity, and guaranteed savings by talking to Swift Accountants today.
WHY WAIT AND OVERPAY?
YOUR FINANCIAL FREEDOM IS ONE CALL AWAY
Less Cost, More Savings – Swift Accountants: Where Exceptional Accounting Meets Exceptional Value
A Two-Minute Call Costs Nothing—But It Could Save You Thousands
Imagine one quick call changing your financial future. Imagine gaining immediate clarity, reclaiming your money, and starting on the path to real financial freedom. Why pay more tax than you have to? Why accept ordinary service at inflated costs?
Take Action Now. Claim Your Financial Advantage with Swift Accountants Today.
Get Your Free, No-Obligation Consultation—It Costs You Nothing, But It Can Change Everything.
We understand you may be thinking, "Can I afford professional accounting services?" But consider this: investing in expert accounting isn’t just a cost—it’s a direct path to savings, efficiency, and financial security. In short, Swift Accountants isn’t an expense; we’re your best financial investment.
Your Profit, Our Promise: Maximum Results, Minimum Cost
Discover a partnership that values more than just numbers—it values you.
At Swift Accountants, we understand that cost transparency matters to you. We also believe you should never sacrifice quality to save money. That's why our pricing structure is designed to offer clear, honest value, delivering exceptional accounting services at a cost that won’t break the bank. Whether you’re looking for assistance with your Self Assessment Tax Return, CIS Tax Returns, or full-scale Business Accounting & Compliance, Swift Accountants provides reliable, affordable solutions specifically tailored to your needs—giving you maximum value for your investment.
Your CIS Tax Return Specialists
We Don’t Just Do Your CIS Return – We Build Your Financial Freedom
Are you tired of seeing your hard-earned money slip away through unnecessary CIS deductions? Do complicated CIS regulations keep you awake at night worrying about compliance and potential penalties? At Swift Accountants, we believe your money belongs in your pocket—not with HMRC. We specialise in taking the complexity out of your CIS tax returns and transforming those frustrating deductions into real cash back into your hands.
With Swift Accountants, you're not just planning for success; you're ensuring it!!!
Stop losing money today. Start gaining peace of mind right now.
Award-Winning Communication
Every Conversation Matters - Communication isn’t just about sharing information; it's about making sure you're heard and understood. At Swift Accountants, we pride ourselves on our award-winning communication approach. Recognised for excellence across England & Wales, we ensure that every interaction is clear, constructive, and tailored to your needs. Our commitment to outstanding communication means that you’ll always have the latest insights and clearest guidance at your fingertips. Whether it’s explaining complex financial legislation in simple terms or providing regular updates on your financial status, our approach is designed to keep you informed and empowered. With Swift Accountants, experience the confidence that comes from truly exceptional dialogue and support.
What Our Clients Mean to Us
You are Not Just Clients - You are Our Partners in Success. To us, clients are the backbone of our practice. You inspire us to push boundaries, innovate our services, and provide exceptional accounting solutions. Each client in England & Wales is a vital part of our community, and our dedication to your success is unwavering. We view every client relationship as a partnership—a collaboration that goes beyond numbers to build a prosperous future together. This means being there for you at every step, understanding your vision, and aligning our services to help you achieve your goals. At Swift Accountants, your ambitions become our missions. We’re not just invested in your financial success; we’re committed to being a cornerstone of your business’s growth and a champion of your achievements.
Personalised Service with a Human Touch
We pride ourselves on building genuine, lasting relationships with every client. Our dedicated team takes the time to understand your specific needs, providing bespoke advice and support tailored just for you. Experience the difference of a partner who listens, understands, and acts with your best interests at heart.
No Obligation & Expert
SupportGuaranteed
Communication Excellence Meets Seamless Financial Management
At Swift Accountants, we offer a wide range of accounting services for businesses in England & Wales, tailored to meet the unique needs of your enterprise. Our comprehensive solutions include:
Tailored to Your Needs – Every CIS tax return we handle is personalised, ensuring it fits your unique circumstances precisely, saving you the maximum amount possible.
Stress-Free Compliance – Forget about complex paperwork, late submissions, and confusing CIS rules. We handle every detail, keeping you fully compliant without stress.
Maximum CIS Refund Guaranteed – We ensure you never pay a penny more than necessary, reclaiming every pound you're entitled to.
Bookkeeping: Accurate and timely recording of financial transactions to maintain clear financial records.
Tax Planning and Preparation: Strategic tax planning to minimise liabilities and ensure compliance with tax laws.
Financial Reporting: Detailed financial statements and reports to provide insights into your company’s financial health.
Compliance Management: Assistance with meeting all regulatory requirements, including registrations, licences, filings, and annual reporting.
Business Consulting: Expert advice on financial strategies, budgeting, and forecasting to support your business growth.
Payroll Services: Efficient payroll management to ensure you comply with PAYE and other payroll obligations.
Cash Flow Management: Monitoring and managing cash flow to ensure your business remains financially healthy.nt: Monitoring and managing cash flow to ensure your business remains financially healthy.
Risk Management: Identifying and mitigating potential risks to protect your business and personal assets.
Growth Planning: Strategising for future growth and scalability while maintaining financial stability.
Dividend Management: Advising on the best practices for declaring and distributing dividends to maximise shareholder value.
Shareholder Relations: Managing relationships with shareholders, including meetings, resolutions, and communications.
Moreover, our services are designed to complement your financial strategies, ensuring a holistic approach to your business management. Our holistic approach ensures that every aspect of your financial management is covered, allowing you to concentrate on what you do best—growing your business.
What is the Construction Industry Scheme (CIS)?
The Construction Industry Scheme (CIS) is HMRC’s way of ensuring tax compliance by requiring contractors to deduct money from payments made to subcontractors. These deductions count towards subcontractors’ tax and National Insurance.
Who Needs CIS Accounting? You must register for CIS if: You pay subcontractors for construction work. You subcontract your construction services to others. You're self-employed or running a limited company in the construction sector. Swift Accountants ensures your CIS compliance, accuracy, and maximum refunds—effortlessly.
Expertly Simplifying CIS – Our Comprehensive Services Swift Accountants delivers clarity, compliance, and refunds, including: CIS Tax Returns Preparation & Submission, Maximising CIS Tax Rebates for Subcontractors, Contractor & Subcontractor Registration with HMRC, Subcontractor Verification and Compliance, Monthly CIS Returns and Statements, Gross Payment Status Advice & Applications, Payroll & PAYE Integration, Full HMRC Representation and more.
Understanding the Construction Industry Scheme (CIS)
The construction industry scheme (CIS) is a UK tax system for the construction sector. It manages payments between businesses. This CIS Tax UK framework helps both cis main contractors and cis subcontractors handle taxes properly CIS Deduction Rates Explained:20% standard deduction for registered subcontractors 30% if not registered (avoid this higher deduction by registering!) 0% (Gross Payment) status available for eligible subcontractors Gross Payment Status Criteria: Tax compliance (no late payments) Annual turnover of at least £30,000 UK-based construction business Dedicated business bank account Swift Accountants assists you in securing gross payment status, significantly improving cash flow.
What Is a CIS Tax Return?
A CIS tax return is a must for construction workers under HMRC’s CIS tax system. It tracks payments and tax deductions all year. Contractors send in CIS returns every month. Subcontractors, on the other hand, file a self assessment tax return once a year. It's like a log of your earnings and taxes paid to HMRC.
BUILD A LASTING LEGACY
TRANSFORM YOUR VISION INTO REALITY
Imagine starting your business journey with a partner whose sole commitment is your success. At Swift Accountants, we don’t just watch your financial back; we pave the path to your dreams.
With us, it’s not about filing returns or managing books; it’s about crafting a legacy. We’re there, at every turn, with the right tools and insights, turning complexities into stepping stones.
Why?
Because at Swift, your business story is our blueprint for action.
Discover a partnership that values more than just numbers—it values you.
SHAPE YOUR FUTURE
BEYOND NUMBERS, BEYOND EXPECTATIONS
At Swift Accountants, we're not just changing the game; we're creating a new one. Move beyond the outdated image of accountants as mere bean counters and step into a partnership that truly transforms.
Our award-winning approach to communication ensures that we work alongside you, not just for you. Every discussion and strategy is designed to make sure your voice is heard, your needs are met, and your goals are the focus of our efforts, aligning perfectly with your financial and personal aspirations.
Experience a partnership where you are not only prioritised but also deeply respected. At Swift Accountants, it’s about more than just numbers; it’s about nurturing a connection that enriches your business journey. Feel the impact of a partner who listens, understands, and acts with your best interests at heart. Join us and shape a prosperous future that you can truly call your own.
Real Client Testimonials
Discover the 5-Star Difference
You're More Than Just a Client - At Swift Accountants, we believe that the core of our business is the people we serve. Our mission is not just to ensure your financial well-being and profitability but to nurture a relationship where you feel genuinely valued and supported. Every decision we make, every strategy we implement, is aimed at enhancing both your financial success and your overall satisfaction.
Your needs, your goals, and your aspirations are at the heart of everything we do. We tailor our services to match the unique financial landscapes of each client, ensuring that your business strategy aligns not only with your financial objectives but also with your personal values. Our approach is not just about numbers; it’s about creating a partnership where you feel heard, respected, and prioritised.
All the team at swift accountants are work tirelessly to help. Hayley especially has been excellent in clearing a tax misshap we experienced. We highly recommend swift accountants. 5 STARS 🌟 🌟🌟🌟🌟
Keith JonesGreat Help
I have been using swift accounts for a few years now, they have been brilliant in assisting me as my business is slowly growing with expert advice, would highly recommend.
Jak K.Growth Guaranteed
First year of being self employed and Swift Accountants have been fantastic with me. They have been so helpful and have made the process very simple! Highly recommended!
Olivia GrantAmazing for Sole Traders, So Simple
Gemma was really helpful and informative. She always took the time to ensure I knew what the process was and guided us through everything we needed.
Gemma KaraliusConstant Communication
Absolutely recommend Hayley she has been brilliant very professional in her job and very knowledgeable nothing is to much trouble
Tracey WoodsAlways Here To Help
Very efficient and friendly service. I’ve used this company for many years. Would definitely recommend.
Simon IthellExpertise You Can Trust
We have always had good support from Swift Accountants and would highly recommend them especially impressed with Gemma and Hayley. Thank you and keep up the excellent service.
Carl BlythenExcellent Service
So pleased with Rob and his team at Swift accountants always helpful and professional very prompt service either by phone or email We know we can trust them with all our Tax affairs
David RobertsOutstanding Communication
Working with Swift Accountants has been a game-changer for our retail business. Their expertise and dedication have streamlined our bookkeeping and tax processes, allowing us to concentrate on expanding our operations. Highly recommended!
Sarah K. Business OwnerTransformed Our Financial Management
The team at Swift Accountants is nothing short of exceptional. They handle our payroll and VAT submissions with precision and always provide proactive advice that has significantly improved our financial health. Their personalised approach makes all the difference
James L. FounderExceptional Service and Proactive Advice
Partnering with Swift Accountants has been one of the best decisions for our consultancy firm. Their strategic tax planning and comprehensive financial reports have enhanced our profitability and ensured we remain compliant with all regulations. Their support is invaluable
Emily R. FreelancerReliable Partners in Our Financial Success
I’ve had an outstanding experience with Swift Accountants. Their professionalism, attention to detail, and dedication to providing top-notch service truly set them apart. In particular, Hayley has been absolutely fantastic—knowledgeable, efficient, and always ready to go the extra mile to ensure everything is handled smoothly.
Trevor E.Outstanding Experience
Rob has been looking after our Accounts for only 6 month but he been amazing, he answers any questions no matter how big or small the issue may be. We were in a bit of a situation and helped and resolve our business structure for it to work properly, Very organised and professional to. 100% recommend. In particular, Hayley has been absolutely fantastic—knowledgeable, efficient, and always ready to go the extra mile to ensure everything is handled smoothly.
Bryony Allman100% Recommend
Their professionalism, attention to detail, and dedication to client satisfaction truly set them apart. If you’re looking for a trustworthy accountant who genuinely cares about your needs, Swift Accountants is the right choice. Thank you, Gemma and Rob!In particular, Hayley has been absolutely fantastic—knowledgeable, efficient, and always ready to go the extra mile to ensure everything is handled smoothly.
Jovone RainfordProfessionalism, Attention to Detail
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Experience the Difference
withSwift Accountants
Choosing Swift Accountants means partnering with a team dedicated to your success. Here’s what sets us apart:
Tailored CIS Solutions: Personalised plans to suit your unique circumstances.
From registering you with HMRC to supplying deduction statements and managing your records, we’ve got you sorted. Maintaining compliance and understanding regulatory responsibilities offer numerous benefits to your England or Wales-based business, including:
Avoiding Legal Penalties: Ensuring all filings and reports are submitted accurately and on time to prevent fines and legal issues.
Building Credibility: Demonstrating a commitment to ethical practices enhances your business reputation among clients, partners, and investors.
Financial Health: Proper compliance aids in accurate financial reporting, supporting better decision-making and financial planning.
Operational Efficiency: Streamlined compliance processes reduce administrative burdens, allowing you to focus on core business activities.
Tax Efficiency: Strategic tax planning ensures you maximise allowable deductions and minimise liabilities.
Investor Confidence: Transparent and compliant financial practices attract investors and facilitate funding opportunities.
Peace of Mind: Knowing that your business adheres to all regulations provides peace of mind, enabling you to concentrate on growth and innovation.
Strategic Growth: Leveraging compliance as a strategic advantage can drive growth and sustainability, ensuring your business thrives in the long term.
HMRC registration: Register you with HM Revenue & Customs (HMRC) as a contractor
Payment management: Ensure you pay your subcontractors correctly within the scheme
Deduction statements: Supply your subcontractors with deduction statements
Subcontractor verification: Verify your subcontractors with HMRC
Record keeping: Keep your records in good order
Submissions: Submit your monthly returns to HMRC by deadlines
Employment status: Register you with HMRC after determining your status as a subcontractor or employee, (or both) (for each and every contract)
Verification: Verify you with HMRC on behalf of your contractor
Record keeping: Manage and organise your business records
Tax return: Prepare your end of year self-assessment tax return
At Swift Accountants, we ensure that your business not only meets all regulatory requirements but also uses compliance to its fullest potential, fostering long-term success and stability.
Free Enquiries, Priceless Results – Let’s Change Your Business Together
Why Choose
Swift Accountants
There are countless accounting firms to choose from, but Swift Accountants stands out for several reasons:
Experienced Professionals: Our team comprises certified and experienced accountants with a deep understanding of various industries.
Customised Solutions: We provide services specifically designed to meet the individual needs of your business.
Proven Track Record: A history of successful partnerships with businesses.
Comprehensive Support: From initial setup to ongoing financial management, we offer end-to-end support.
Affordable Pricing: Competitive pricing models that deliver excellent value without compromising on quality.
Client-Centric Approach: Your satisfaction and business success are at the heart of everything we do.
Choose Swift Accountants for reliable, expert financial services that empower your business to thrive.
One Click to Financial Freedom - Discover How We Can Transform Your Life
At Swift Accountants, our approach is built on a foundation of collaboration, expertise, and dedication. We believe in working closely with our clients to understand their unique challenges and opportunities.
Initial Consultation: We begin by conducting a thorough consultation to assess your business needs, financial status, and long-term goals.
Customised Planning: Based on the initial assessment, we develop a tailored financial plan that addresses your specific requirements and objectives.
Implementation: Our team implements the financial strategies, setting up accounting systems, managing compliance, optimising your tax position, and streamlining your financial processes.
Ongoing Support: We provide continuous support and regular reviews to ensure your business remains on track and adapts to any changes in the financial landscape.
Strategic Growth: As your business grows, we offer strategic advice and financial insights to help you scale efficiently and sustainably.
This structured approach ensures that every aspect of your financial management is handled with precision and care, fostering a strong foundation for your business’s success.
At Swift Accountants, we believe that a strong partnership begins with a clear and transparent process. Our goal is to make your experience seamless, reassuring, and results-driven. Here's how we work with you to deliver exceptional accounting services that empower your business.
Initial Consultation
We start by getting to know you and your business intimately. Discovering Your Vision And Identifying Opportunities. Our team analyses your current financial situation to uncover areas where we can add significant value.
Step 1
Customised Proposal and Egagement
Based on our initial consultation, we develop a bespoke package of services that align perfectly with your needs. We believe in honesty and clarity when it comes to fees. We finalise our agreement to begin our journey together.
Step 2
Seamless Onboarding and Setup
We handle the heavy lifting to get everything set up quickly and accurately. Integrate your financial data into our advanced accounting platforms. We introduce you to the professionals who will be working closely with you.
Step 3
Ongoing Support and Proactive Communication
We schedule consistent updates to keep you informed and ahead of the curve. Our experts don't wait for issues to arise—we anticipate them. We're always here when you need us.
Step 4
How We can Support Your Business?
Starting a Business
Embarking on a new venture is both exciting and daunting. We assist entrepreneurs in: Business Planning, Legal Structure Advice, Regulatory Compliance, Financial Setup.
Purchasing an existing business can accelerate your entrepreneurial journey. We help you with: Due Diligence, Valuation Services, Negotiation Support, Integration Planning.
Preparing for the future leadership of your company is crucial. We offer: Leadership Development, Ownership Transition, Tax-Efficient Strategies, Business Valuation.
1. What is the Construction Industry Scheme (CIS)?
CIS is a UK tax deduction scheme where contractors deduct money from subcontractor payments and pay it directly to HMRC. This helps ensure subcontractors meet their tax obligations.
2. How much tax will be deducted under CIS?
If you are registered with HMRC under CIS, your contractor will typically deduct 20% of your payment for tax. If you haven't registered, the deduction increases to 30%.
3. How do I register for CIS?
You can easily register for CIS online through HMRC’s Government Gateway or by contacting HMRC directly. Swift Accountants can also assist you with this registration to ensure accuracy and compliance.
4. When do I get my CIS tax refund?
CIS deductions often mean you've paid too much tax. You can claim a CIS tax refund after the end of each tax year (5th April). Swift Accountants can speed up this process, ensuring you receive your refund promptly.
5. What expenses can I claim under CIS?
Typical allowable expenses include travel costs, tools and equipment, protective clothing, insurance premiums, and professional fees (like accountant fees). We can help you accurately identify and claim all your eligible expenses.
6. Do I need to complete a Self-Assessment tax return under CIS?
Yes. If you're registered under CIS and deductions have been made, you are required to file an annual Self-Assessment tax return with HMRC, which we can manage for you seamlessly.
7. Can I still work as self-employed if I’m under CIS?
Yes, most CIS workers are classed as self-employed subcontractors. This means you’re responsible for managing your own taxes, National Insurance contributions, and expenses.
8. Can I reclaim CIS deductions if I earn below the Personal Allowance?
Yes, if your total earnings fall below the annual Personal Allowance threshold (£12,570 for 2024/25), you can reclaim the full amount deducted through your annual Self-Assessment.
9. What happens if my contractor hasn’t issued a CIS statement?
Contractors must provide monthly statements showing CIS deductions. If you haven’t received these, contact your contractor immediately, as you’ll need these statements to claim your tax refund. Swift Accountants can guide you through this process.
10. How can Swift Accountants help me as a CIS worker?
Swift Accountants specialises in helping CIS subcontractors maximise their refunds, manage expenses, complete tax returns accurately, and stay compliant with HMRC, giving you peace of mind to focus on your work.