Navigate Capital Gains Tax with Confidence—Expert Advice Tailored to Your Needs
Precision You Can Trust, Success You Can Achieve.
Expert Capital Gains Tax Services Across England & Wales
Transforming Tax Challenges into Financial Opportunities
Accountants for Capital Gains Tax Services - Managing Capital Gains Tax (CGT) can feel intimidating—especially when selling valuable assets like property or investments. Many individuals resign themselves to hefty tax bills, unaware that expert planning could dramatically reduce or even eliminate their CGT liability. Imagine you're selling a second home or valuable shares. The excitement of profit quickly turns into stress as you realise significant tax obligations could diminish your returns. But what if it didn’t have to be this way? At Swift Accountants, we don’t believe in inevitable tax burdens—we believe in opportunities to strategically protect your wealth.
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Accounting Services for Your Business - It's Free to Enquire
Discover Your Accounting Experts for Your Business
Precision You Can Trust, Success You Can Measure!
At Swift Accountants, we don’t just manage your finances; we pave the way for your success within England & Wales dynamic economic landscape. Specialising in a comprehensive array of tailored accounting and compliance services, our expert team ensures your business not only meets but exceeds financial and regulatory standards. You're More Than Just a Client - At Swift Accountants, we believe that the core of our business is the people we serve. Our mission is not just to ensure your financial well-being and profitability but to nurture a relationship where you feel genuinely valued and supported. Every decision we make, every strategy we implement, is aimed at enhancing both your financial success and your overall satisfaction. Your needs, your goals, and your aspirations are at the heart of everything we do. We tailor our services to match the unique financial landscapes of each client, ensuring that your business strategy aligns not only with your financial objectives but also with your personal values. Our approach is not just about numbers; it’s about creating a partnership where you feel heard, respected, and prioritised.
With Swift Accountants, you're not just planning for success; you're ensuring it!!!
Award-Winning Communication
Every Conversation Matters - Communication isn’t just about sharing information; it's about making sure you're heard and understood. At Swift Accountants, we pride ourselves on our award-winning communication approach. Recognised for excellence across England & Wales, we ensure that every interaction is clear, constructive, and tailored to your needs. Our commitment to outstanding communication means that you’ll always have the latest insights and clearest guidance at your fingertips. Whether it’s explaining complex financial legislation in simple terms or providing regular updates on your financial status, our approach is designed to keep you informed and empowered. With Swift Accountants, experience the confidence that comes from truly exceptional dialogue and support.
What Our Clients Mean to Us
You are Not Just Clients - You are Our Partners in Success. To us, clients are the backbone of our practice. You inspire us to push boundaries, innovate our services, and provide exceptional accounting solutions. Each client in England & Wales is a vital part of our community, and our dedication to your success is unwavering. We view every client relationship as a partnership—a collaboration that goes beyond numbers to build a prosperous future together. This means being there for you at every step, understanding your vision, and aligning our services to help you achieve your goals. At Swift Accountants, your ambitions become our missions. We’re not just invested in your financial success; we’re committed to being a cornerstone of your business’s growth and a champion of your achievements.
Personalised Service with a Human Touch
We pride ourselves on building genuine, lasting relationships with every client. Our dedicated team takes the time to understand your specific needs, providing bespoke advice and support tailored just for you. Experience the difference of a partner who listens, understands, and acts with your best interests at heart.
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Communication Excellence Meets Seamless Financial Management
At Swift Accountants, we offer a wide range of accounting services for businesses in England & Wales, tailored to meet the unique needs of your enterprise. Our comprehensive solutions include:
Bookkeeping: Accurate and timely recording of financial transactions to maintain clear financial records.
Tax Planning and Preparation: Strategic tax planning to minimise liabilities and ensure compliance with tax laws.
Financial Reporting: Detailed financial statements and reports to provide insights into your company’s financial health.
Compliance Management: Assistance with meeting all regulatory requirements, including registrations, licences, filings, and annual reporting.
Business Consulting: Expert advice on financial strategies, budgeting, and forecasting to support your business growth.
Payroll Services: Efficient payroll management to ensure you comply with PAYE and other payroll obligations.
Cash Flow Management: Monitoring and managing cash flow to ensure your business remains financially healthy.nt: Monitoring and managing cash flow to ensure your business remains financially healthy.
Risk Management: Identifying and mitigating potential risks to protect your business and personal assets.
Growth Planning: Strategising for future growth and scalability while maintaining financial stability.
Dividend Management: Advising on the best practices for declaring and distributing dividends to maximise shareholder value.
Shareholder Relations: Managing relationships with shareholders, including meetings, resolutions, and communications.
Moreover, our services are designed to complement your financial strategies, ensuring a holistic approach to your business management. Our holistic approach ensures that every aspect of your financial management is covered, allowing you to concentrate on what you do best—growing your business.
Understanding Capital Gains Tax Liabilities
What is Capital Gains Tax - Capital Gains Tax (CGT) is payable when you profit from selling or disposing of an asset that has appreciated in value. It’s the gain (profit), not the total sum received, which is taxable.
Identifying Assets Subject to CGT - You could owe CGT on: Additional Residential Properties: Rental or second homes.
Shares & Investments: Except ISAs or PEPs.
Commercial Properties: Retail, industrial units, offices.
Business Assets: Goodwill, intellectual property, fixtures.
Valuable Personal Possessions (£6,000+): Art, jewellery, antiques.
Cryptocurrencies: Bitcoin, Ethereum, digital assets.
Collectibles: Valuable collections (stamps, wine).
Overseas Assets: Foreign properties or investments.
Exempt Assets -
Assets typically free from CGT include:
Your main car.Personal belongings under £6,000.Transfers between spouses/civil partners.Investments held in ISAs or PEPs.
Minimising Your Capital Gains Tax Liabilities
Swift Accountants strategically reduces your CGT liability through:Utilising Annual Exemptions:
Maximise your yearly CGT allowance (£6,000 from April 2023).
Strategic Asset Disposal:
Optimal timing of asset sales.
Using spousal transfers (Bed and Spouse strategy).
Claiming Reliefs:
Private Residence Relief: Main home exemption.
Business Asset Disposal Relief (BADR): Reduces tax on qualifying business disposals.
Investors’ Relief: Beneficial for shares in unlisted companies.
Offsetting Losses:
Leveraging capital losses against gains.
Carrying losses forward strategically.
Tax-Efficient Investments:
Enterprise Investment Scheme (EIS)
Seed Enterprise Investment Scheme (SEIS)
Social Investment Tax Relief (SITR)
Estate Planning:
Strategic gifting of assets.
Effective use of trusts.
Precision You Can Trust
Personal Attention You Deserve
You might be thinking, “Why would my financial situation matter personally to an accountant?” At Swift Accountants, your story isn’t just important—it’s central. We offer accounting services personalised uniquely to you, your lifestyle, and your ambitions, no matter the size or complexity of your finances.
Your Trusted Partner
Comprehensive CGT Management
At Swift Accountants, our experienced CGT specialists are dedicated to maximising your savings while ensuring total compliance with HMRC regulations. Our approach is simple yet powerful: we analyse your unique financial circumstances, identify every available exemption or relief, and craft a tailored CGT strategy to optimise your outcomes.
Real Client Testimonials
Discover the 5-Star Difference
You're More Than Just a Client - At Swift Accountants, we believe that the core of our business is the people we serve. Our mission is not just to ensure your financial well-being and profitability but to nurture a relationship where you feel genuinely valued and supported. Every decision we make, every strategy we implement, is aimed at enhancing both your financial success and your overall satisfaction.
Your needs, your goals, and your aspirations are at the heart of everything we do. We tailor our services to match the unique financial landscapes of each client, ensuring that your business strategy aligns not only with your financial objectives but also with your personal values. Our approach is not just about numbers; it’s about creating a partnership where you feel heard, respected, and prioritised.
All the team at swift accountants are work tirelessly to help. Hayley especially has been excellent in clearing a tax misshap we experienced. We highly recommend swift accountants.
5 STARS 🌟 🌟🌟🌟🌟
Keith JonesGreat Help
I have been using swift accounts for a few years now, they have been brilliant in assisting me as my business is slowly growing with expert advice, would highly recommend.
Jak K.Growth Guaranteed
First year of being self employed and Swift Accountants have been fantastic with me. They have been so helpful and have made the process very simple! Highly recommended!
Olivia GrantAmazing for Sole Traders, So Simple
Gemma was really helpful and informative. She always took the time to ensure I knew what the process was and guided us through everything we needed.
Gemma KaraliusConstant Communication
Absolutely recommend Hayley she has been brilliant very professional in her job and very knowledgeable nothing is to much trouble
Tracey WoodsAlways Here To Help
Very efficient and friendly service.
I’ve used this company for many years.
Would definitely recommend.
Simon IthellExpertise You Can Trust
We have always had good support from Swift Accountants and would highly recommend them especially impressed with Gemma and Hayley. Thank you and keep up the excellent service.
Carl BlythenExcellent Service
So pleased with Rob and his team at Swift accountants always helpful and professional very prompt service either by phone or email
We know we can trust them with all our Tax affairs
David RobertsOutstanding Communication
Working with Swift Accountants has been a game-changer for our retail business. Their expertise and dedication have streamlined our bookkeeping and tax processes, allowing us to concentrate on expanding our operations. Highly recommended!
Sarah K. Business OwnerTransformed Our Financial Management
The team at Swift Accountants is nothing short of exceptional. They handle our payroll and VAT submissions with precision and always provide proactive advice that has significantly improved our financial health. Their personalised approach makes all the difference
James L. FounderExceptional Service and Proactive Advice
Partnering with Swift Accountants has been one of the best decisions for our consultancy firm. Their strategic tax planning and comprehensive financial reports have enhanced our profitability and ensured we remain compliant with all regulations. Their support is invaluable
Emily R. FreelancerReliable Partners in Our Financial Success
I’ve had an outstanding experience with Swift Accountants. Their professionalism, attention to detail, and dedication to providing top-notch service truly set them apart.
In particular, Hayley has been absolutely fantastic—knowledgeable, efficient, and always ready to go the extra mile to ensure everything is handled smoothly.
Trevor E.Outstanding Experience
Rob has been looking after our Accounts for only 6 month but he been amazing, he answers any questions no matter how big or small the issue may be. We were in a bit of a situation and helped and resolve our business structure for it to work properly, Very organised and professional to. 100% recommend.
In particular, Hayley has been absolutely fantastic—knowledgeable, efficient, and always ready to go the extra mile to ensure everything is handled smoothly.
Bryony Allman100% Recommend
Their professionalism, attention to detail, and dedication to client satisfaction truly set them apart. If you’re looking for a trustworthy accountant who genuinely cares about your needs, Swift Accountants is the right choice. Thank you, Gemma and Rob!In particular, Hayley has been absolutely fantastic—knowledgeable, efficient, and always ready to go the extra mile to ensure everything is handled smoothly.
Jovone RainfordProfessionalism, Attention to Detail
BUILD A LASTING LEGACY
TRANSFORM YOUR VISION INTO REALITY
Imagine starting your business journey with a partner whose sole commitment is your success. At Swift Accountants, we don’t just watch your financial back; we pave the path to your dreams.
With us, it’s not about filing returns or managing books; it’s about crafting a legacy. We’re there, at every turn, with the right tools and insights, turning complexities into stepping stones.
Why?
Because at Swift, your business story is our blueprint for action.
Discover a partnership that values more than just numbers—it values you.
SHAPE YOUR FUTURE
BEYOND NUMBERS, BEYOND EXPECTATIONS
At Swift Accountants, we're not just changing the game; we're creating a new one. Move beyond the outdated image of accountants as mere bean counters and step into a partnership that truly transforms.
Our award-winning approach to communication ensures that we work alongside you, not just for you. Every discussion and strategy is designed to make sure your voice is heard, your needs are met, and your goals are the focus of our efforts, aligning perfectly with your financial and personal aspirations.
Experience a partnership where you are not only prioritised but also deeply respected. At Swift Accountants, it’s about more than just numbers; it’s about nurturing a connection that enriches your business journey. Feel the impact of a partner who listens, understands, and acts with your best interests at heart. Join us and shape a prosperous future that you can truly call your own.
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Fuel Your Research – Transform Tax into Investment
Experience the Difference
withSwift Accountants
Choosing Swift Accountants means partnering with a team dedicated to your success. Here’s what sets us apart:
Personalised Service: We take the time to understand your unique business needs and tailor our services accordingly.
Proactive Approach: Our team anticipates potential challenges and provides solutions before issues arise.
Transparent Communication: We maintain open lines of communication, ensuring you are always informed about your financial status.
Cutting-Edge Technology: Utilising the latest accounting software and tools to provide efficient and accurate services.
Continuous Support: Ongoing support and guidance to help your business navigate through different growth stages.
Industry Expertise: Our knowledge spans various industries, allowing us to offer relevant insights and solutions for your specific sector.
Experience a seamless and supportive financial partnership with Swift Accountants, where your business goals are our top priority.
Maintaining compliance and understanding regulatory responsibilities offer numerous benefits to your England or Wales-based business, including:
Avoiding Legal Penalties: Ensuring all filings and reports are submitted accurately and on time to prevent fines and legal issues.
Building Credibility: Demonstrating a commitment to ethical practices enhances your business reputation among clients, partners, and investors.
Financial Health: Proper compliance aids in accurate financial reporting, supporting better decision-making and financial planning.
Operational Efficiency: Streamlined compliance processes reduce administrative burdens, allowing you to focus on core business activities.
Tax Efficiency: Strategic tax planning ensures you maximise allowable deductions and minimise liabilities.
Investor Confidence: Transparent and compliant financial practices attract investors and facilitate funding opportunities.
Peace of Mind: Knowing that your business adheres to all regulations provides peace of mind, enabling you to concentrate on growth and innovation.
Strategic Growth: Leveraging compliance as a strategic advantage can drive growth and sustainability, ensuring your business thrives in the long term.
At Swift Accountants, we ensure that your business not only meets all regulatory requirements but also uses compliance to its fullest potential, fostering long-term success and stability.
Free Enquiries, Priceless Results – Let’s Change Your Business Together
Why Choose
Swift Accountants
There are countless accounting firms to choose from, but Swift Accountants stands out for several reasons:
Experienced Professionals: Our team comprises certified and experienced accountants with a deep understanding of various industries.
Customised Solutions: We provide services specifically designed to meet the individual needs of your business.
Proven Track Record: A history of successful partnerships with businesses.
Comprehensive Support: From initial setup to ongoing financial management, we offer end-to-end support.
Affordable Pricing: Competitive pricing models that deliver excellent value without compromising on quality.
Client-Centric Approach: Your satisfaction and business success are at the heart of everything we do.
Choose Swift Accountants for reliable, expert financial services that empower your business to thrive.
One Click to Financial Freedom - Discover How We Can Transform Your Life
At Swift Accountants, our approach is built on a foundation of collaboration, expertise, and dedication. We believe in working closely with our clients to understand their unique challenges and opportunities.
Initial Consultation: We begin by conducting a thorough consultation to assess your business needs, financial status, and long-term goals.
Customised Planning: Based on the initial assessment, we develop a tailored financial plan that addresses your specific requirements and objectives.
Implementation: Our team implements the financial strategies, setting up accounting systems, managing compliance, optimising your tax position, and streamlining your financial processes.
Ongoing Support: We provide continuous support and regular reviews to ensure your business remains on track and adapts to any changes in the financial landscape.
Strategic Growth: As your business grows, we offer strategic advice and financial insights to help you scale efficiently and sustainably.
This structured approach ensures that every aspect of your financial management is handled with precision and care, fostering a strong foundation for your business’s success.
At Swift Accountants, we believe that a strong partnership begins with a clear and transparent process. Our goal is to make your experience seamless, reassuring, and results-driven. Here's how we work with you to deliver exceptional accounting services that empower your business.
Initial Consultation
We start by getting to know you and your business intimately. Discovering Your Vision And Identifying Opportunities. Our team analyses your current financial situation to uncover areas where we can add significant value.
Step 1
Customised Proposal and Egagement
Based on our initial consultation, we develop a bespoke package of services that align perfectly with your needs. We believe in honesty and clarity when it comes to fees. We finalise our agreement to begin our journey together.
Step 2
Seamless Onboarding and Setup
We handle the heavy lifting to get everything set up quickly and accurately. Integrate your financial data into our advanced accounting platforms. We introduce you to the professionals who will be working closely with you.
Step 3
Ongoing Support and Proactive Communication
We schedule consistent updates to keep you informed and ahead of the curve. Our experts don't wait for issues to arise—we anticipate them. We're always here when you need us.
Step 4
How We can Support Your Business?
Starting a Business
Embarking on a new venture is both exciting and daunting. We assist entrepreneurs in: Business Planning, Legal Structure Advice, Regulatory Compliance, Financial Setup.
Purchasing an existing business can accelerate your entrepreneurial journey. We help you with: Due Diligence, Valuation Services, Negotiation Support, Integration Planning.
Preparing for the future leadership of your company is crucial. We offer: Leadership Development, Ownership Transition, Tax-Efficient Strategies, Business Valuation.
For the tax year 2021/22, the annual CGT allowance is £12,300. This means you can make gains up to this amount before paying any tax. We ensure you maximise this allowance effectively.
2. How much is Capital Gains Tax?
The CGT rate depends on your income and the type of asset sold:
Basic Rate Taxpayers: 10% on most assets, 18% on residential property.
Higher/Additional Rate Taxpayers: 20% on most assets, 28% on residential property.
3. Can I reduce my CGT by reinvesting gains?
Yes, certain investments like EIS or SEIS allow you to defer or reduce CGT when you reinvest gains into qualifying schemes. We can advise on suitable options.
4. Do I need to report if my gains are below the allowance?
You may still need to report to HMRC if the total value of assets sold exceeds four times the annual allowance or if you have registered losses to claim.
5. How can Swift Accountants help with CGT on inherited property?
We provide guidance on the tax implications of selling inherited property, including calculating gains based on the property's value at the date of inheritance.