Swift Accountants

Capital Gains Tax Advice

Listening, Understanding, Advising

Fixed-fee capital gains tax advice for UK individuals, landlords, business owners and investors — CGT calculations, relief checks, reporting and “report and pay” support (including the 60-day UK property return where required) — with a dedicated accountant and a secure client portal.

Fixed fees — clear inclusions, no surprises Plain-English advice — fast answers, no jargon Compliance handled — HMRC reporting and deadlines kept under control

Expert Capital Gains Tax (CGT) Advice

Capital Gains Tax can catch people out because it’s rarely “just one number”. You’ve got timing, records, costs, allowances, losses, reliefs — and different reporting rules depending on what you sold.

At Swift, you get clear, practical capital gains tax advice from a dedicated CGT accountant. We’ll calculate your gain properly, check the reliefs that may apply, and make sure the right reports are submitted on time — so you don’t pay more than necessary or miss a deadline.

Whether you’ve sold a UK property, shares, crypto, a second home, a buy-to-let, or business assets, we’ll guide you calmly and keep the process organised from start to finish.

We go further, respond faster, and work harder for you. Join hundreds of UK businesses who trust us with their financial future—and discover the difference a true accounting partner can make.

built for people who want clarity, control, and zero CGT panic.

Know your CGT position before deadlines hit

Claim allowances and losses correctly (with evidence)

Report properly and stay penalty-safe

What’s Included (Capital Gains Tax Advice)

Everything you need to stay compliant, tax-aware, and in control — with a fixed fee and a dedicated accountant.

CGT calculation and summary explained in plain English
Cost and allowable deduction review (so the gain is calculated correctly)
Annual exempt amount and loss offset checks (where applicable)
Relief checks where relevant (for example, main home relief considerations)
UK property “report and pay” support (including the 60-day return where required)
Reporting of other gains through the correct route (Self Assessment / HMRC reporting where applicable)
Payment deadline planning (so you know what to set aside and when)
HMRC correspondence support (letters, queries, notices — handled calmly)
Secure portal: upload, approve, track, message

The Latest in CGT Rules, Reporting, and Planning Opportunities

Stay Ahead of the Curve

CGT rules and rates have changed in recent years, and reporting rules are strict — especially for UK residential property. HMRC timelines matter, and “I’ll sort it later” can get expensive fast.

You’ll get:

Deadline reminders + proactive chasing
Plain-English guidance (no jargon)
A simple process that keeps everything organised

Book a free call — we’ll confirm what you need, what’s included, and the right fixed fee for capital gains tax advice.

No pressure — just clear answers and the next best step.

With Swift Accountants, you’re not just planning for success — you’re building it with clarity, control and confidence.

Exclusive Insights, Tax-Saving Strategies, and Support Tailored to Your Situation

Don’t Miss Out

Most CGT problems come from one of three things: messy records, misunderstanding what can be deducted/claimed, or missing a reporting deadline.

We keep everything on track with a simple upload process, tidy evidence, and proactive check-ins — so you always know where you stand and what’s next.

If you’re switching from another accountant (or moving from DIY software), we’ll handle the handover end-to-end and make sure nothing gets dropped.

Tailored Plans to Reduce Stress and Protect Cashflow

Customised CGT Strategy

No generic advice — just a plan built around what you sold, when you sold it, and your wider tax position.

We’ll help you:

– organise evidence (purchase costs, improvements, fees, statements)
– calculate gains correctly (so you’re not overpaying)
– use losses and allowances properly (where applicable)
– understand which reporting route applies and the deadlines
– plan what to set aside so payment doesn’t shock your cashflow

You’ll have a dedicated accountant who explains things clearly and keeps you one step ahead.

Communication isn’t just about sharing information, it's about making sure you're heard and understood.

Company Strengths at a glance

Our Strong Points

A modern accountancy firm built for real people — proactive, responsive, and genuinely easy to work with.

Figures based on internal records and verified client feedback (rolling 12 months).

Client Retention
Long-term partnerships, not one-off jobs 97.7%
On-Time Deadlines
Organised timetable + proactive chasing so nothing gets missed (and no late filing stress) 96.9%
Report Better Tax Outcomes
Practical planning that protects profit and reduces waste 97.4%
Switching Satisfaction
We handle the handover start-to-finish. 99.3%
Would Recommend Us
Based on verified client feedback (rolling 12 months) 94.2%
Fast Response
Most queries answered within one working day (often faster). 98.3%
Simple Digital Process
Upload, approve and stay on track with modern systems. 96.6%
Plain-English Clarity (consistently rated excellent)
Clear answers with practical next steps — no jargon and no judgement. 100%

Book a free call — we’ll confirm what you need, give you a fixed fee, and show you how we’ll improve your current setup.

No pressure, just possibilities

People choose Swift for capital gains tax advice because we make CGT feel clear and controlled — tidy evidence, accurate calculations, relief and loss checks, deadline-safe reporting, and fast answers in plain English. Here are a few recent examples.

we love them

what our clients have to say

Discover a partnership that values more than just numbers—it values you!

Take Control of Capital Gains Tax — Clear CGT Advice, Real Results

Our Specialist Capital Gains Tax Advice Services

CGT can be stressful because it’s not just “sell something and pay tax”. You’ve got costs and improvements, evidence, allowances, losses, reliefs, and strict reporting rules — especially for UK property.

At Swift Accountants, we turn CGT complexity into clarity — with accurate calculations, relief and loss checks, and deadline-safe reporting. You’ll know where you stand, what you owe (if anything), and what to do next — in plain English.

Every CGT Service You Need – All in One Place

Capital Gains Tax Calculation & Evidence Review

We calculate your gain properly and review the evidence that matters — purchase costs, legal fees, improvement costs (where allowable), and other relevant deductions — so you don’t overpay or report incorrectly.

UK Property CGT Reporting (60-Day Return Where Required)

If you sold UK residential property and CGT reporting is required, we help you handle the “report and pay” process correctly and on time — keeping you penalty-safe and calm.

Second Homes, Buy-to-Let & Property Portfolio Disposals

If you’ve sold a second home or investment property, we’ll check the position carefully, confirm the reporting route, and make sure the figures are structured correctly.

Shares, Investments & Other Asset Disposals

Sold shares or investments? We’ll calculate gains properly, apply allowances/losses correctly where available, and make sure reporting is handled through the correct route.

Crypto Capital Gains Support (Where Relevant)

If you’ve disposed of crypto assets, we can help organise transactions, calculate gains/losses properly, and keep reporting tidy and compliant.

Reliefs & Losses Checks (So You Don’t Pay More Than Necessary)

We check what reliefs may apply (where relevant) and how losses can be used correctly — then explain the outcome clearly, so the plan makes sense and is defendable.

Payment Planning & “What To Set Aside”

We’ll tell you what’s due, when it’s due, and what to set aside — so CGT doesn’t become a cashflow shock.

Unlimited Support, No Jargon (Built for Farmers)

With Swift Accountants, you get clear CGT advice from real people — no call centres, no confusing language. Ask questions when they matter and get straight, practical answers.

Stress-Free Onboarding & Free Switching

Switching to Swift is seamless and fully managed. We organise your records, set up the portal, and get everything into a simple routine — so you can move forward without disruption.

HMRC Correspondence (We Handle the Headaches)

If HMRC write to you about a disposal, a calculation, or reporting, we’ll handle it calmly and guide you through the next steps with a clear plan.

At Swift Accountants, we’re here to make accounting feel simpler, clearer and more controlled. You’ll get fixed fees, a dedicated accountant, and proactive support — so you stay compliant, avoid surprises, and make decisions with confidence as your business grows.

Why Pay More, When You can Pay Less and Achieve More!

Fast, Friendly Communication

How We Communicate

By Phone - 01244 730 300

Need to talk? Call us anytime and speak directly to your accountant—no robots, no endless menus. Just real people, ready to help.

WhatsApp - Message Us Anytime

Drop us a WhatsApp message whenever you have a question. We’re always on hand, so you’ll never be left waiting for advice.

Client Portal - Access 24/7

Upload documents, approve accounts, and track progress whenever it suits you — all in one secure portal.

Web Meetings

Let’s connect online, share screens, and sort things out together. Perfect for busy days or when you want that personal touch without leaving home.

Email – Quick & Friendly Replies

Email anytime. Most messages are answered within 1 working day (often much faster).

Personal Meetings – At Ours or Yours

Want to chat over a coffee? Pop into our office or we’ll come to you. We love meeting our clients face-to-face, however it suits you best.

Encrypted & Access-Controlled Portal

24/7 Capital Gains Tax Hub

24/7 access on mobile and desktop

Log in whenever you like to see the full picture—track your progress, download documents, and stay totally in control.

Instant Communication

Message your accountant or get quick updates directly through the portal. It’s the fastest way to get answers—no waiting, no fuss.

Secure document upload + e-signing

No more lost papers or confusing emails. Upload, sign, and store everything safely, all in one place, and with one click.

Compliance Tracker

Never miss a deadline again! Our tracker keeps you up to date and reminds you what’s next—so you can relax, and concentrate on your business.

Encrypted, access-controlled storage

Your data is protected with secure, access-controlled systems and encrypted storage — giving you peace of mind and full control.

Built for You – So Simple to Use

Designed for everyone, no matter your tech skills. If you can use your phone, you can use our portal—easy, friendly, and stress-free.

Discover a partnership that values more than just numbers—it values you!

No pressure — just clear answers and possibilities

Experience a True Partnership—Where You Come First, Always

Why Choose Swift Accountants?

At Swift, you’re never just another client; you are genuinely at the centre of everything we do. We value your trust and respect your ambitions. That’s why we’ve shaped our service to make your life easier, your finances clearer, and your CGT advice feel calm and under control.

Stop Drowning in Admin. Get Your Time Back.

What Capital Gains Tax advice clients love most:

A simple upload routine (so nothing builds up)
Clear calculations — you know your position early
Deadline-safe reporting (especially for UK property)
Practical planning for what to set aside and when
Straight answers in plain English — fast

24/7 Digital Access - Client Portal

With Swift, you can manage your CGT documents in one secure portal — upload paperwork, approve submissions, message your accountant, and track progress anytime. It’s designed to keep everything tidy, clear and easy, whether you’re at your desk or on the go.

Transparent Fixed Fees

You’ll always know exactly what you’re paying — clear, honest fixed fees with no hidden extras. Ask questions when they matter, get advice when you need it, and feel confident your CGT is being handled properly.

Effortless Onboarding-100% FREE

Book a free call — we confirm what you need and give you a fixed fee
We set everything up — portal access, document checklist, and clear next steps
You’re up and running — a simple routine, deadlines tracked, and zero last-minute panic

Unlimited Expert Support

You’ll have a dedicated accountant who understands your situation — property, investments, business assets, or mixed income — and gives clear, practical guidance whenever you need it. Big question or small, you’ll get a real answer from someone who genuinely cares.

Every great business story starts with a single conversation. That chat is absolutely free—and may be the moment that changes your business’s future.

Book a free call—no pressure, just possibilities.

Fast, Friendly Communication

Clear answers in plain English — by phone, email, WhatsApp, or portal — so you’re never left guessing what’s happening. We keep things practical and responsive, especially around reporting deadlines and “what do I need to send?” questions.

Specialist Expertise

You get a dedicated CGT accountant who understands UK Capital Gains Tax advice in real life — including the 60-day UK property reporting requirement where it applies, and the correct reporting/payment timelines for other gains.

Proactive Growth Planning

We don’t just react. We help you plan ahead — keep evidence tidy, calculate accurately, and understand what to set aside — so CGT doesn’t create a cashflow shock.

Secure and Confidential

Your financial information is protected with secure systems, encrypted storage, and access controls. Our client portal keeps documents, approvals and messages in one place, and we follow GDPR-aware processes so your data is handled with care and privacy at every step.

At Swift Accountants, we’re more than accountants—we’re your partners in success. We go further, respond faster, and work harder for you. Join hundreds of UK businesses who trust us with their financial future—and discover the difference a true accounting partner can make.

Meet Our Clients

They Believe In Us

Trusted by 395+ Companies

With Swift Accountants, you’re not just planning for success — you’re building it with clarity, control, and confidence.

Ready to Experience Accountancy That Listens, Delivers, and Inspires?

Stop searching—start thriving.

FAQs - Capital Gains Tax Advice

If you sold UK residential property and CGT is due, you must report and pay within 60 days where the completion date was on or after 27 October 2021.

HMRC guidance says you generally need to report by 31 December in the tax year after you made the gain and pay by 31 January.

 

HMRC’s annual exempt amount (tax-free allowance) for individuals is £3,000 for 2025 to 2026 (and also £3,000 for 2024 to 2025).

From 6 April 2025, GOV.UK shows 18%/24% rates for individuals (depending on whether the gain falls within or above the basic rate band).

In many cases, losses can be used to reduce taxable gains. We’ll review what applies and make sure reporting is correct.

You do not usually pay CGT when you sell your home, but there are exceptions. We’ll review the details and confirm what applies.

Yes. If HMRC send a letter or query about a disposal, we’ll handle it calmly and guide you through the next steps.

For the People. For Your Dreams. For Your Future.

No Obligation & Expert Support Guaranteed

Every great business story starts with a single conversation. That chat is absolutely free—and may be the moment that changes your business’s future. Book a free call—no pressure, just possibilities.