Accountants UK · Business & personal tax

You’ve put your heart into it.
So will we.

Your business. Your livelihood. Your plans for the people you love. They deserve an accountant who takes the time to understand what matters to you.

Swift Accountants supports businesses and individuals across England and Wales with a dedicated accountant, fixed-fee packages and clear, personal advice.

No obligation to join. Just a chance to talk things through.

Independent shop owner reviewing her business records beside a laptop.
A person to call.
A plan to follow.
A dedicated accountant Someone who gets to know you.
Agreed fixed fees A clear scope before work begins.
Secure client portal Documents and approvals in one place.
Free switching support Help with the standard handover.
Start where you are

What would you like to take off your mind?

A growing business, a first tax return or a letter you would rather not open. Tell us what is happening; we will help you work out the next step.

What clients value about Swift

“regular easy communication” Max
“made the process very simple” Olivia Grant
“team work tirelessly” Keith Jones

Short excerpts from feedback published on our website. Read our client feedback in full .

Good accounting should feel like this

An accountant you feel comfortable calling.

You should feel able to ask a question, admit something is confusing or share a worry before it grows. That relationship matters as much as the numbers.

“I know who to speak to.”

Your dedicated accountant gets to know your circumstances. We explain your contact arrangements, so you know where to turn when you need help.

“I understand what happens next.”

We agree the work, explain what information we need and plan around your deadlines. Clear responsibilities help everyone stay organised.

“My questions are welcome.”

From understanding your tax bill to deciding how your business should grow, we explain the options in everyday language and agree any additional work with you.

These are the principles behind our service. Meet the people who put them into practice .

Support shaped around your life

We want to understand the work behind your numbers.

The early starts. The first employee. The quieter month. The ambition to build something lasting.

Different businesses need different support. We start with how you work, the stage you have reached and the decisions ahead, then build an accounting service around those needs.

Two small business owners discussing a project in a bright woodworking studio.
There is a person, a purpose and a lot of hard work behind every business.

Small businesses

Practical accounting support as you start, find your feet, take on staff or move into your next stage.

Small business accountants →

Construction & CIS

Help understanding your contractor or subcontractor responsibilities, records and CIS reporting.

Construction accountants →

Landlords & property

Accounting and tax support for rental income, property businesses and relevant digital reporting requirements.

Property accounting support →
The practical support behind your peace of mind

Bring your accounting needs together.

Choose help with one responsibility or an ongoing package. Your quote explains the services included, how often we will carry them out and what we need from you.

Company essentials

Accounts & Corporation Tax

Year-end preparation, company tax returns and a clearer understanding of your company’s position.

Everyday organisation

Bookkeeping & compliance

Support with records, reconciliations and the routine responsibilities that keep your accounts in order.

Your personal return

Self Assessment

Help bringing your income and expenses together, preparing your return and understanding the calculation.

VAT responsibilities

VAT returns

Registration questions, return preparation and support with the records and software your business needs.

Looking after your team

Payroll

Help managing pay calculations, payslips and employer reporting within your agreed payroll service.

Planning ahead

Tax planning

Understand relevant allowances, reliefs and the tax implications of your plans before making decisions.

When you need reassurance

HMRC enquiries

Help understanding HMRC correspondence, gathering information and responding within the agreed scope.

Clear fees. A clear understanding.

“What will it cost?”
You deserve a clear answer.

A useful quote starts with your circumstances. It should explain what you are paying for and where the boundaries are.

Your fee depends on the work involved: your business structure, transaction volumes, number of employees, reporting needs and the condition of your records.

  • We agree your package and fixed fee before work begins.
  • We explain the support, submissions and payment arrangements included.
  • If you need work outside that scope, we discuss the fee before proceeding.

Tell us what you need. We will talk through a suitable quote.

Know what you are agreeing to.

Your written scope should answer these questions.

Part of your quote What to check
Services Which returns, accounts and routine tasks are included?
Contact & advice What ongoing support and meetings does your package cover?
Software & costs Are software subscriptions, VAT on fees and any separate charges clearly explained?
Catch-up work Does earlier bookkeeping or an overdue return need a separate quote?
Your agreement What are the payment terms, service period and notice arrangements?
Business owner and adviser talking through a notebook at a meeting table.
You should leave a conversation knowing more than when you arrived.
Communication is at the heart of our work

Let’s talk in a way that works for you.

A quick question can suit a phone call. A bigger decision may need a proper meeting. We agree how to keep in touch and explain what your package covers.

Phone & email

Speak to us or put your questions in writing. Tell us if a deadline makes something urgent.

Video & Teams meetings

Meet your accountant remotely, wherever you are based in England or Wales.

In-person conversations

Arrange an office appointment. Business visits can also be discussed where appropriate.

A secure client portal

Share documents and handle approvals through our client portal .

Contact Swift and plan a conversation →

Your first accountant — or a fresh start

You do not have to work out the handover alone.

Changing accountants can feel like another job on an already full list. We explain the steps and help organise the transition with you.

Tell us your story

Start with a completely free chat about what is working, what is worrying you and what you need next.

Agree the support

We explain the scope, fee, responsibilities and next steps, so you can make an informed choice.

Arrange the handover

With your permission, we request relevant records from your previous accountant and help with the required authorisations.

Start with a plan

We confirm your contact, review upcoming deadlines and agree how records will reach us.

Standard switching support is free. We check your timing, existing notice arrangements and any outstanding work first. Catch-up accounts or bookkeeping may need a separate agreed fee, and your previous accountant’s charges remain subject to your agreement with them.

No obligation to join. We can start by answering your questions.

Digital records. Personal guidance.

Making Tax Digital should come with someone to guide you.

We help you understand which rules apply, choose a suitable recordkeeping approach and plan the support you need. If you already use accounting software, we start by reviewing your existing setup.

MTD for Income Tax: the current timetable
Qualifying income Start date
Over £50,000 in 2024/25 6 April 2026
Over £30,000 in 2025/26 6 April 2027
Over £20,000 in 2026/27 6 April 2028

Qualifying income means combined gross self-employment and property income before expenses. Eligibility and exemptions apply. The rules involve digital records, compatible software, quarterly updates and an annual tax return; quarterly updates are not separate tax returns. Check HMRC’s MTD eligibility guidance .

Hands using a phone to capture a receipt beside an organised notebook and laptop.
Let’s make the everyday part manageable. We can discuss how you capture receipts, organise records and share information. Our sole trader and property accounting pages explain the wider support available.

VAT and CIS have their own reporting requirements. Explore VAT return support and CIS accounting to find the service relevant to you.

Rob Jones Founder & CEO Photo coming soon
People first. Always personal.

A firm built around people.
A team that cares who you are.

Led by founder and CEO Rob Jones, Swift brings accountants and administrators together around a simple aim: making accountancy feel human. We want colleagues to support one another and clients to feel welcome asking for help.

That sense of family matters: knowing your name, listening properly and remembering that the figures on a page affect a real life. It is the spirit we want you to experience from your first conversation with us.

Rob Jones · Founder & CEO

Meet Rob and the Swift team →

Your questions deserve proper answers

Before you choose your accountant.

You are trusting someone with an important part of your life. It is right to ask questions.

How do I choose the right accountant for me?

Look for relevant experience, a clear written scope and fee, a named contact and a communication style you feel comfortable with. Ask who does the work, how deadlines are managed and what happens when you need extra help. Read client feedback and meet the team before deciding.

Do I need an accountant if my business is small?

Your needs depend on your business structure, records and confidence with tax responsibilities. An accountant can help you understand the obligations and take on agreed work, giving you more time for your business. Explore our small business accounting support , or ask us what would be useful at your stage.

What is the difference between bookkeeping and accounting?

Bookkeeping keeps day-to-day transactions and records organised. Accounting uses those records to prepare accounts, calculate tax and help you understand the financial picture. We can discuss either service or a package that brings them together through our bookkeeping and compliance support .

How much does an accountant cost, and what is included?

There is no useful single price for every business. The work depends on your structure, records, transaction volumes, employees and reporting needs. Swift offers fixed-fee packages with an agreed scope. We explain the services, payment terms, software costs and any additional work in your quote. See how our fees work.

Will I be charged every time I ask a question?

We explain what ongoing advice and contact your package includes before you join. If a question needs work beyond that scope, such as a separate planning project, we discuss the fee before proceeding. You should feel comfortable asking what is included.

Will I have a dedicated accountant, and how quickly can I get an answer?

You will have a dedicated accountant and agreed contact arrangements. Timing depends on the enquiry and the information needed; a complex tax question may take longer than a routine request. Tell us about urgent deadlines when you contact us, and ask us to confirm the next step and expected timing.

Can we meet in person, or does everything happen online?

We support clients by phone, email, video and Teams, with office appointments and business visits by arrangement. Our office is in Tattenhall, near Chester, and we work with clients across England and Wales. Visit our contact page to arrange the right kind of conversation.

Can I switch accountants during the year?

A change may be possible during the year. We first check upcoming deadlines, your current agreement and any work in progress. With your permission, we contact your previous accountant for relevant information and plan the handover. Read how switching to Swift works.

What if my records are behind or I have missed a deadline?

Tell us where things stand, even if you are unsure what is missing. We can review the position, identify the information needed and quote for catch-up work. If HMRC has written to you, share the letter and any response date promptly. Our late-return guide and HMRC enquiry support are useful starting points.

Can you help me avoid paying more tax than I need to?

We can review relevant expenses, allowances and reliefs and explain the tax consequences of your plans. Any benefit depends on your circumstances and the applicable rules. Our tax planning service focuses on informed decisions and lawful tax efficiency; no particular saving is guaranteed.

Does Making Tax Digital apply to me?

MTD for Income Tax applies in phases to eligible people with self-employment or property income above the relevant threshold. It uses gross qualifying income, not profit. Check the current timetable above and HMRC’s eligibility guidance. VAT reporting follows a separate set of requirements.

Can I keep my existing accounting software?

We start by checking what you use, how your records are kept and what reporting you need. Where the setup is suitable and compatible, we discuss how to work with it. If a change is needed, we explain why, the options and any subscription or migration costs before you decide.

Can you deal with HMRC on my behalf?

With the necessary authorisation, we can act for you within the services you appoint us to provide. You remain responsible for your tax affairs, including accurate information and tax payments. We explain what you need to review, approve or supply. For a letter or investigation, see HMRC enquiry support .

How do I share records and personal information?

We provide a secure client portal for documents and approvals and explain the appropriate way to share records when you join. Our privacy policy describes how we handle personal information.

Am I committing to a contract by having a free chat?

No. The initial chat is completely free, with no obligation to join. If you choose to proceed, we explain the engagement terms, services, fee, payment arrangements and notice requirements before you agree.

What should I bring to the first conversation?

A brief outline of your business or income, what help you want and any approaching deadlines is enough to start. If you know your current software, approximate turnover or employee numbers, those details help us understand the scope. You do not need a perfect set of records to ask for help.

Close to home. Easy to reach.

Local roots. Support across England and Wales.

Our office is at 3 Chowley Court, Chowley Oak, Tattenhall, CH3 9GA. Meet us by appointment, or work with us remotely wherever your business takes you.

These are areas we serve, rather than a list of separate offices. Find our office and contact details .

Your next chapter can start with a conversation

You look after so much.
Let us help look after this.

Tell us what is on your mind. We will listen, explain where we can help and make the next step clear.

No obligation to join. A friendly conversation is a good place to begin.

01244 730 300 info@swift-accountants.co.uk Mon–Thu 9am–6pm · Fri 9am–4pm

Evening and weekend appointments by arrangement.

Swift Accountants is a trading name of Jones & Co. Accountants Ltd.
Registered in England and Wales · Company number 11170924.

Business imagery is illustrative. Meet our team .
Privacy policy · Client portal

Swift Accountants

Listening,
Understanding,
Advising

A real person to ask

Tell us what you need help with. We’ll call you to understand your situation, explain how we can help and agree the next steps.

Your initial chat is completely free. No obligation to join Swift.

A fee you understand. Any further advice or accounting work is agreed and priced separately.

We’ll use your details to respond to your enquiry. Read our Privacy Policy (opens in a new tab) .