Swift Accountants — Listening. Understanding. Advising.
An accountant and two business owners talking around a table in a welcoming office
Illustrative image of a relaxed accountancy conversation, with three adults on the right and a deep teal wall on the left. This is not a photograph of Swift staff or clients.

Accountants UK

Your hard work.
Our full attention.

You’ve put your heart into your business. Your accountant should care just as much.

Get clear answers, a dedicated accountant and practical help with your accounts and tax. From your first invoice to your next big decision, we’re here to help you move forward.

No charge. No obligation. Just a proper conversation.

5.0 on Google
120 five-star reviews
Your own accountantA clear point of contact.
Agreed fixed feesKnow what your quote covers.
Real conversationsPhone, email, video or in person.
A completely free chatA useful place to begin.
People put their trust in Swift

A five-star rating.
And people behind every star.

Choosing an accountant is personal. Hear from clients who have already made that choice.

Our Google reviews speak about the things that matter in a working relationship: helpful people, reliable support and feeling looked after.

Get to know our clients →
5.0 / 5120 five-star reviewsExplore our Google reviews ↗
Reliable support
“fast and reliable”
Tony Joyce
Personal care
“genuinely cares about your needs”
Jovone Rainford
Service and support
“the service and support is fantastic”
Fallon Laura Gilhooley
Help with deadlines
“Thanks to Hayley I got everything on time”
Patryk Lewandowski

Short excerpts from reviews published on our client page. Visit Google to read more experiences and the latest rating.

A ceramics studio owner organising invoices and business records at her worktable
Make room for the work you love.Practical support with the figures behind your business.Illustrative scene of a small business owner checking paperwork among handmade ceramics, natural wood and teal details.
More clarity. More breathing room.

Your accounts should help you run your business.

Running a business already asks a lot of you. We help turn the paperwork and unanswered questions into a clearer picture of what needs doing, what your numbers mean and what comes next.

Admin taking over your evenings?

Agree which bookkeeping, payroll and filing tasks we’ll handle, and what we need from you.

Unsure what to put aside for tax?

Understand the calculation, payment dates and assumptions, so you can plan with better information.

Busy, but not sure where the money goes?

Use up-to-date records to discuss profit, cash flow and the decisions in front of you.

Not sure who is dealing with what?

Have a named contact, an agreed scope and a clear next step.

Let’s keep talking

An accountant you can actually talk to.

You shouldn’t have to feel awkward about asking a question. Or pretend you understand an answer that makes no sense.

We explain things in everyday language and make room for the conversation behind the figures. A new employee, a change in income or a letter from HMRC can all be a good reason to get in touch.

At the start, we’ll agree who your contact is, how you prefer to communicate and which check-ins your service includes. When we need something, we’ll explain what it is and why it matters.

  • A clear person to contact.
  • Answers you can understand.
  • Agreed actions and responsibilities.
An accountant having a friendly video conversation at her laptop
A conversation can make all the difference.Choose a way to talk that works for you.Illustrative scene of an accountant listening and speaking during a video call in a teal and cream office. The person shown is not a member of Swift staff.

Already a client? Open your client portal ↗

Pick up the phone

Sometimes a conversation is the simplest way to explain what’s happening.

01244 730 300

Sit down together

Meet at our Tattenhall office, or ask about a business visit by arrangement.

Plan your visit →

Office hours: Monday–Thursday, 9am–6pm; Friday, 9am–4pm. Evening and weekend appointments are available by arrangement. If something is urgent, call and tell us the relevant deadline.

Different lives. Personal support.

Accountancy that fits where you are.

Starting out, running an established company or sorting out your own tax? Let’s begin with your situation.

Two business co-owners reviewing a notebook and laptop in their design studio
Support for the decisions ahead.Accounts, tax and a clearer picture of your business.Illustrative scene of two company owners discussing their business at a studio table with material samples and a laptop.

Limited companies & growing businesses

Keep company accounts, Corporation Tax, VAT and payroll connected. We’ll help you understand the responsibilities that come with being a director and the support your business needs as it changes.

A self-employed carpenter checking his phone and notebook in a tidy workshop
You do the work. Let’s organise the numbers.A practical approach to records and tax responsibilities.Illustrative scene of a tradesperson taking a moment to organise work at a wooden bench, surrounded by tools and teal cabinetry.

Sole traders, freelancers & contractors

You may be doing the work, winning the next job and keeping the records yourself. Get help organising your figures, understanding relevant expenses and preparing for your tax obligations.

A couple reviewing a folder of financial paperwork together at their kitchen table
Personal tax deserves a personal conversation.Help making sense of your income and next steps.Illustrative scene of two adults discussing personal financial records at home in a bright cream kitchen.

Individuals, families & landlords

Tax can become more complicated when you have several income sources, rental property or an asset to sell. We help you understand what needs reporting and where individual advice could make a difference.

Talk to us before a significant decision where possible, so there is time to consider your circumstances and the rules that apply.

Your working day matters to us.

A construction business, a café and a farm face different practical questions. Tell us how your business operates so we can discuss the right support.

The right help, in one place

What can we take off your list?

You don’t need to know the name of every service. Tell us what you’re trying to achieve and we’ll explain the work involved.

Company accounts & Corporation Tax

Prepare the required figures and filings, with an explanation of the results and what you need to approve.

Explore company accounting →

Bookkeeping & organised records

Keep the day-to-day information useful and easier to work with, so year-end work starts from a clearer position.

Explore bookkeeping support →

Self Assessment & personal tax

Bring your income and relevant records together, understand your return and discuss the tax due.

Explore tax return support →

VAT returns

Get help with VAT records, returns and questions about how the rules apply to your business.

Explore VAT support →

Construction Industry Scheme

Understand contractor or subcontractor responsibilities and get help with the CIS work relevant to you.

Explore CIS support →

Tax planning

Discuss business and personal decisions early, with advice based on your circumstances and applicable tax rules.

Explore tax planning →
Let’s talk about the cost

A clear quote starts with understanding you.

Accountancy fees depend on the work: your business structure, transaction volume, records, employees and the level of support you want.

We’ll discuss those details and provide a fixed-fee quote for an agreed scope. You can see what you’re paying for before deciding to go ahead.

What is included?
The returns, accounts, routine support and other work covered by your quote.
What might cost extra?
Catch-up work, additional advice or changes to the scope. We’ll discuss additional work and fees before proceeding.
How will it work?
Payment arrangements, software costs where relevant, responsibilities and the terms of the engagement.
Ready for a change?

Switching accountants starts with one conversation.

You don’t need to work out the whole handover yourself.

Tell us why you’re considering a move and about any approaching deadlines. We’ll discuss the timing, agree the work and help organise the transition with your permission.

  1. Talk it through

    Explain your business, current arrangements and what you’d like to improve.

  2. Agree your support

    Review the scope, quote and responsibilities before making your decision.

  3. Arrange the handover

    With your permission, we contact your previous accountant and request the relevant information.

  4. Get settled in

    Meet your contact, agree the immediate priorities and organise access and records.

Our standard switching service is free. Catch-up accounts, overdue returns or other additional work may need a separate quote. Any fees due to your existing accountant remain separate.

Let’s talk about switching
Practical help with digital records

Making Tax Digital. Made clearer.

For affected sole traders and landlords, Making Tax Digital for Income Tax means compatible digital records, quarterly updates and an annual tax return.

We can help you understand whether you’re affected, discuss suitable software and agree who will keep the records and submit the updates. Bring your questions, even if you’re only just getting started.

Your qualifying income is generally your combined gross income from self-employment and property, before expenses. It is not the same as your profit.

A florist photographing a receipt beside her laptop to organise digital business records
Small habits. Better organised records.Let’s make your digital bookkeeping practical.Illustrative scene of a florist using a phone to capture a receipt in her flower studio, showing a practical digital-records routine without depicting a specific software product.
Income Tax rollout: check the relevant tax year and your circumstances
Qualifying incomeTax year usedRequired start date
Over £50,0002024/256 April 2026 — already started
Over £30,0002025/266 April 2027
Over £20,0002026/276 April 2028

Eligibility and exemptions matter. Check HMRC’s current start-date guidance ↗ and how qualifying income is calculated ↗. Information checked on 19 October 2026.

Good questions deserve clear answers

Before you choose your accountant.

Here are some of the practical questions we can talk through with you.

How do I choose the right accountant?

Look for relevant experience, a clear explanation of the service and fees, and a way of communicating that suits you. Ask who your contact will be, what the engagement covers and what you will need to provide. Your first conversation should help you decide whether the relationship feels right.

How much does an accountant cost?

The fee depends on your business or personal tax needs, the volume and condition of your records, and the work you want us to handle. We discuss your circumstances before providing a fixed-fee quote for an agreed scope. Ask us to explain anything you are unsure about before accepting.

Is the first chat really free?

Yes. Your initial conversation with Swift is completely free and there is no obligation to become a client. It is a chance to explain your situation, ask questions and understand possible next steps. Detailed work or tailored advice beyond that initial discussion will be agreed separately.

What is included in a fixed-fee service?

Your quote and engagement terms set out the specific services included. These may cover accounts, tax returns, bookkeeping, payroll or other agreed work. We also clarify the routine support included, software costs where relevant, and how additional work will be quoted.

Will I have a dedicated accountant?

Yes, we provide a clear point of contact for your accountancy support. Other members of the team may help with particular tasks, but you should know who to contact and how to raise a question. We agree the practical arrangements when you join.

How often will we speak?

That depends on your needs and the service agreed. We discuss the right contact arrangements and any planned check-ins at the outset. You can also contact us when something changes or you need help; the scope of any additional advisory work will be agreed.

Can I speak to someone by phone or video?

Yes. You can contact us by phone or email, arrange a Teams call, or book an office meeting. Tell us which approach you prefer. Office hours are Monday to Thursday, 9am–6pm, and Friday, 9am–4pm, with other appointments available by arrangement.

Do I need to live near your office?

No. We work with clients across England and Wales using phone, email, video and digital document sharing. Our office is in Tattenhall, near Chester, if you would prefer an appointment in person.

Can you work with my existing bookkeeping software?

Tell us what you use and how you keep your records. We’ll review what works for your needs and the services involved before recommending any change. Where a different setup would help, we’ll explain the reasons, costs and responsibilities before you decide.

Do sole traders need an accountant?

Many sole traders manage their own records and returns. An accountant can be useful when time is tight, income becomes more complicated, or you want help understanding the figures and obligations. We can discuss the amount of support that makes sense for your situation.

Do you help limited companies and directors?

Yes. We support limited companies with relevant accounts, tax and other agreed services. Directors may also have personal tax requirements, so it helps to discuss the company and individual position together. We’ll clarify which work is included in your quote.

Can you help with rental income and personal tax?

Yes. We can discuss income from property, self-employment and other sources, along with the relevant reporting requirements. If you are selling an asset or making a significant financial decision, contact us early so there is time to consider your circumstances.

Can I change accountants during the tax year?

A change may be possible during the year, but the timing should take account of deadlines, work already underway and your existing engagement terms. We’ll discuss those points and, with your permission, request the relevant information from your previous accountant.

Do you charge for switching accountants?

Our standard switching service is free. Additional work, such as bringing incomplete records up to date or preparing overdue returns, may need a separate quote. Any outstanding fees or contractual obligations with your previous accountant are separate.

What if my records are behind or disorganised?

Tell us honestly where things stand and about any deadlines or letters you have received. We’ll review the information available, explain what is missing and discuss a practical plan. Catch-up work is assessed and quoted according to the work required.

What should I do if I receive a letter from HMRC?

Keep the letter and note any response deadline. Contact us so we can discuss what HMRC is asking for and whether we can help. The next step depends on the type of correspondence, your circumstances and the work required.

Will you deal with HMRC for me?

Where agreed and properly authorised, we can communicate with HMRC on your behalf for the relevant tax affairs. You remain responsible for the accuracy of your information and should check and approve returns before submission. We’ll explain the authorisation process; do not send us your HMRC sign-in password.

Can you help me understand Making Tax Digital?

Yes. We can discuss whether the Income Tax rules apply to you, the relevant start date and the records and software involved. We’ll also agree who is responsible for each part of the process. Eligibility depends on qualifying income and individual circumstances, including any applicable exemption.

Can you help me plan ahead for tax?

Yes. We can discuss upcoming decisions and explain relevant tax considerations within an agreed scope. The earlier you raise a question, the more time there is to review the facts. Any outcome depends on your circumstances and the rules that apply; savings are not guaranteed.

What should I bring to the first conversation?

A short explanation of what you do, the help you need, your current accounting arrangements and any important deadlines is enough to begin. If you have an HMRC letter or a specific concern, mention it when booking. We’ll tell you which records are needed next.

Local roots. Flexible ways to work.

Based near Chester.
Here for clients across England and Wales.

You can work with us by phone, email and video without needing to travel. If you prefer to meet, arrange a visit to our Tattenhall office.

What matters is finding a way of working that suits you, with people you know how to reach.

Swift Accountants

3 Chowley Court
Chowley Oak, Tattenhall
Chester, CH3 9GA

01244 730 300
info@swift-accountants.co.uk

Please arrange your appointment before visiting.

Let’s take the next step together

Bring your questions.
We’ll bring our full attention.

You don’t need a perfectly organised folder or a complicated brief. Just tell us where you are and what you need.

Whether you’re starting, switching or dealing with a tax question, your first conversation with Swift is completely free.

Prefer to write? Email our team.

An accountant and business owner enjoying a relaxed discussion over coffee
It starts with a completely free chat.Tell us where you are. We’ll help you find the next step.Illustrative scene of two adults talking in a welcoming office lounge, with teal chairs, cream furnishings and a notebook. This is not a photograph of Swift staff or clients.
Swift Accountants

Listening,
Understanding,
Advising

A real person to ask

Tell us what you need help with. We’ll call you to understand your situation, explain how we can help and agree the next steps.

Your initial chat is completely free. No obligation to join Swift.

A fee you understand. Any further advice or accounting work is agreed and priced separately.

We’ll use your details to respond to your enquiry. Read our Privacy Policy (opens in a new tab) .