47,500+ Filed Self Assessment Tax Return

220+ Grown Businesses

25+ Years Of Experience

Swift Accountants

Expert Inheritance Tax Planning Services in the UK

Secure Your Legacy with Tailored Strategies to Mitigate Inheritance Tax Liabilities

Experience the difference that expert inheritance accounting services can make. Let's work together to achieve your goals.

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Simplifying Inheritance Tax Liabilities

Inheritance Tax (IHT) can be a complex and daunting subject, often causing confusion and concern about how to best protect your assets.

At Swift Accountants, we are committed to helping you navigate the intricacies of inheritance tax with ease. Our expert tax advisers simplify the complexities, providing you with the support and guidance needed to secure the financial future of your beneficiaries.

We tailor our strategies to your unique circumstances, ensuring you benefit from all available reliefs and exemptions.

By proactively planning, we help you mitigate potential IHT liabilities, giving you peace of mind that your estate will be passed on according to your wishes.

Understanding Inheritance Tax Liabilities

What is Inheritance Tax?

Inheritance Tax is a tax on the estate (property, money, and possessions) of someone who has passed away. As of our latest knowledge, the current IHT threshold is £325,000 (known as the nil-rate band). Estates exceeding this threshold may be liable to a 40% tax on the amount over £325,000.

Could Your Estate Be Liable?

If you own your home and have savings or investments, your estate could easily surpass the nil-rate band. Factors to consider include: Property Value: Rising property prices may push estates over the threshold. Savings and Investments: Cash savings, stocks, and shares add to your estate's value. Business Assets: Ownership stakes in businesses can significantly increase estate value.

Our Skilled Tax Advisers

At Swift Accountants, our advisers combine extensive experience with ongoing training to provide you with: Current Knowledge: Awareness of the latest rules, allowances, and reliefs. Strategic Planning: Techniques to structure your affairs efficiently. Personalised Service: Advice tailored to your individual needs and circumstances. Working with Our Wealth Planning Department By collaborating with our in-house wealth planners, we offer: Integrated Solutions: Aligning tax planning with your overall financial strategy. Investment Advice: Guidance on tax-efficient investments. Retirement Planning: Ensuring your retirement plans are tax-optimised.

Our Comprehensive Inheritance Accounting Services

Experience the difference of working with a tax planning team dedicated to maximising your wealth and simplifying the complex. Swift Accountants is here to help you secure a prosperous financial future.

At Swift Accountants, we combine expertise, dedication, and a client-centred approach to deliver top-notch personal tax planning services. Our commitment to excellence ensures that you receive the support you need to navigate complex tax matters confidently.

Gifts and Trusts

Lifetime Gifting: Advising on making gifts to reduce your estate's value. Setting Up Trusts: Creating trusts to manage assets for future generations. Potentially Exempt Transfers (PETs): Explaining how gifts may become exempt from IHT after seven years.

Business and Agricultural Reliefs

Business Property Relief (BPR): Reducing IHT on qualifying business assets. Agricultural Property Relief (APR): Advising on reliefs for agricultural land and property.

Tax-Efficient Wills

Will Drafting Assistance: Ensuring your will maximises tax benefits. Nil-Rate Band Transfers: Advising on transferring unused nil-rate bands between spouses or civil partners. Residence Nil-Rate Band: Utilising additional allowances for passing on the family home.

Reviewing Your Current Situation

Estate Valuation: Providing a clear picture of your current IHT liabilities. Regular Reviews: Updating your plan to reflect changes in legislation or personal circumstances.

Cutting Through the Jargon of Inheritance Tax

Our specialists are dedicated to making inheritance tax understandable: Plain Language Explanations: Avoiding technical terms and simplifying concepts. Educational Approach: Empowering you with knowledge to make informed decisions. Accessible Advisers: Always available to answer your questions.

Life Assurance Policies

IHT Cover: Arranging life insurance policies written in trust to cover IHT liabilities. Premium Advising: Assisting in selecting cost-effective policies.

Managing Your Inheritance Tax Liabilities

We help you put together a personal plan to minimise liabilities using key strategies: Identifying Reliefs and Exemptions: Ensuring you don't miss out on available tax reliefs. Tailored Advice: Customising strategies to suit your family's needs. Ongoing Support: Adjusting your plan as laws change or your circumstances evolve.

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Experience the difference of working with a firm that puts your financial well-being first. Let's build a prosperous future together.

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Why Choose Swift Accountants for Personal Tax Planning?

Expert Tax Advisers

Our team comprises highly skilled and experienced tax advisers who:

  • Stay Up-to-Date: Continuously monitor changes in tax legislation to provide the most current advice.
  • Personalised Strategies: Tailor solutions to your unique financial circumstances and goals.
    • Holistic Approach: Work in conjunction with our wealth planning department to offer comprehensive services.

Mitigate Your Inheritance Tax Liabilities

We specialise in:

  • Reducing IHT Bills: Utilise careful planning to minimise the tax payable on your estate.
  • Maximising Wealth: Help you preserve more of your assets for your loved ones.
    • Identifying Reliefs and Exemptions: Ensure you benefit from all available allowances.

Clear Communication

We believe in:

  • Cutting Through the Jargon: Explaining complex tax concepts in plain English.
  • Transparent Advice: Providing clear, actionable guidance without hidden agendas.
    • Regular Updates: Keeping you informed about any changes that may affect your planning.

Comprehensive Inheritance Tax Planning Services

Our services include:

  • Estate Valuation: Assessing the total value of your estate to determine potential IHT liabilities.
    • Tax-Efficient Wills: Assisting in drafting wills that maximise tax efficiency.
  • Lifetime Gifts and Trusts: Advising on gifting strategies and setting up trusts.
  • Life Assurance Policies: Exploring insurance options to cover potential IHT liabilities.
  • Business Property Relief: Advising business owners on reliefs available for business assets.

Ethical and Trustworthy

Our commitment includes:

  • Confidentiality: Ensuring your personal information is handled with the utmost discretion.
    • Integrity: Upholding the highest ethical standards in all our dealings.
  • Client-Centred Service: Focusing on your best interests at all times.
  • We Listen - Your goals, concerns, and unique business needs are our top priority, and we start by understanding your vision, so we can guide you in the right direction.
  • We Understand – With years of experience and a deep commitment to helping clients succeed, we understand the challenges you face and know how to navigate them effectively.
  • We Deliver – Swift solutions tailored to you. Every interaction brings you closer to tax relief, financial clarity, and peace of mind.
  • UK-Based Chartered Accountants - Our team comprises fully qualified and experienced chartered accountants based in the UK. We have an in-depth understanding of HM Revenue & Customs (HMRC) regulations and the UK tax system, ensuring you receive accurate and compliant advice.
  • Personalised Approach - We recognise that every client is unique. Our personalised services are designed to meet your specific needs, providing bespoke solutions that maximise your financial benefits.
  • Decades of Experience - With decades of combined experience, our accountants have the expertise to navigate even the most complex tax situations, offering you peace of mind.
  • Up-to-Date Knowledge - We stay current with the latest tax laws, legislation changes, and industry best practices to provide you with the most relevant and effective advice.
  • Transparent Pricing - Enjoy competitive and transparent pricing with no hidden fees. Know exactly what you're paying for with our clear and straightforward pricing structure.
  • Cutting-Edge Online Portal - Manage your tax affairs conveniently through our secure online portal. Access your financial information anytime, anywhere.
  • Exceptional Client Satisfaction - Our commitment to excellence is reflected in our 98.7% client retention rate. We build lasting relationships based on trust and outstanding service.
  • Convenient Online Tax Management - With our personal accounting services, you can bring together all of your tax information in one secure online portal. This system allows you to: Register, File, and Pay Taxes Online: Handle all your tax-related tasks quickly and efficiently. Update Tax Information Anytime: Make changes as your circumstances evolve. Access Anywhere, Anytime: Manage your tax affairs at your convenience, 24/7.

Ready to Take the Next Step?

Choosing Swift Accountants means choosing a partner dedicated to your success. Let's work together to make your journey smoother and more profitable.

Contact Us Today for a Free Consultation

Need more help?
Take Your First Step to Financial Freedom—Book Now! It costs nothing to enquire, and in just seconds, you’re on your way to achieving new heights with Swift Accountants. We’re not just an accountancy company; we’re your financial partner. Join the hundreds of businesses that have already soared with us—where we don’t just promise results, we deliver them!
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Client Testimonials

All the team at swift accountants are work tirelessly to help. Hayley especially has been excellent in clearing a tax misshap we experienced. We highly recommend swift accountants. 5 STARS 🌟 🌟🌟🌟🌟
Keith Jones
Keith Jones
I have been using swift accounts for a few years now, they have been brilliant in assisting me as my business is slowly growing with expert advice, would highly recommend.
Jak K.
Jak K.
First year of being self employed and Swift Accountants have been fantastic with me. They have been so helpful and have made the process very simple! Highly recommended!
Olivia Grant
Olivia Grant
Gemma was really helpful and informative. She always took the time to ensure I knew what the process was and guided us through everything we needed.
Gemma Karalius
Gemma Karalius
Absolutely recommend Hayley she has been brilliant very professional in her job and very knowledgeable nothing is to much trouble
Tracey Woods
Tracey Woods
Very efficient and friendly service. I’ve used this company for many years. Would definitely recommend.
Simon Ithell
Simon Ithell
We have always had good support from Swift Accountants and would highly recommend them especially impressed with Gemma and Hayley. Thank you and keep up the excellent service.
Carl Blythen
Carl Blythen
So pleased with Rob and his team at Swift accountants always helpful and professional very prompt service either by phone or email We know we can trust them with all our Tax affairs
David Roberts
David Roberts
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Our Proven Process: Partnering for Your Success

At Swift Accountants, we believe that a strong partnership begins with a clear and transparent process. Our goal is to make your experience seamless, reassuring, and results-driven. Here's how we work with you to deliver exceptional accounting services that empower your business.

Initial Consultation

We start by getting to know you and your business intimately. Discovering Your Vision And Identifying Opportunities. Our team analyses your current financial situation to uncover areas where we can add significant value.
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Direction Arrows
Step 1

Customised Proposal and Egagement

Based on our initial consultation, we develop a bespoke package of services that align perfectly with your needs. We believe in honesty and clarity when it comes to fees. We finalise our agreement to begin our journey together.
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Direction Arrows
Step 2

Seamless Onboarding and Setup

We handle the heavy lifting to get everything set up quickly and accurately. Integrate your financial data into our advanced accounting platforms. We introduce you to the professionals who will be working closely with you.
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Direction Arrows
Step 3

Ongoing Support and Proactive Communication

We schedule consistent updates to keep you informed and ahead of the curve. Our experts don't wait for issues to arise—we anticipate them. We're always here when you need us.
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Step 4

Ready to Transform Your Business Financially?

At Swift Accountants, our streamlined process is designed with one goal in mind: your success. We're more than just accountants—we're your strategic partners committed to helping you achieve your business objectives.

Imagine the impact of having expert financial guidance tailored specifically to your needs.

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How We Can Support Your Business

Starting a Business

Embarking on a new venture is both exciting and daunting. We assist entrepreneurs in: Business Planning, Legal Structure Advice, Regulatory Compliance, Financial Setup.
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Acquiring a Business

Purchasing an existing business can accelerate your entrepreneurial journey. We help you with: Due Diligence, Valuation Services, Negotiation Support, Integration Planning.
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Growing Your Business

Scaling your business requires strategic planning and effective execution. Our expertise includes: Strategic Growth Planning, Financial Management, Raising Capital, International Expansion.
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Succession Planning

Preparing for the future leadership of your company is crucial. We offer: Leadership Development, Ownership Transition, Tax-Efficient Strategies, Business Valuation.
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Exiting a Business

When it's time to move on, we guide you through: Exit Strategy Development, Financial Planning, Legal Compliance, Emotional Support.
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Selling Your Business

Achieve the best possible outcome with our support in: Market Positioning, Buyer Identification, Deal Negotiation, Transaction Management.
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"We Care, You Prosper"

Frequently Asked Questions

FAQs - Frequently Asked Questions

  • 1. At what point should I start planning for inheritance tax?
    It's never too early to start planning. Early preparation allows you to implement strategies over time, maximising potential tax savings and ensuring your estate is structured efficiently.
  • 2. Can I completely avoid paying inheritance tax?
    While it's challenging to eliminate IHT entirely, effective planning can significantly reduce your liabilities. We help you utilise allowances, reliefs, and exemptions to minimise the tax payable.
  • 3. How do gifts affect my inheritance tax liabilities?
    Gifts made during your lifetime can reduce the value of your estate, potentially lowering IHT. However, rules apply regarding timing and amounts. We can guide you through the specifics to ensure compliance.
  • 4. What is the residence nil-rate band?
    The residence nil-rate band is an additional allowance available when passing your primary residence to direct descendants. This can increase the total tax-free threshold of your estate.
  • 5. How often should I review my inheritance tax plan?
    We recommend reviewing your plan annually or whenever significant life events occur, such as marriage, divorce, birth of a child, or changes in legislation.
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Where You can Find Us:

Chester Office

3 Chowley Court,
Chowley Oak
Tattenhall,
CH3 9GA

Warrington Office

The Brew House,
Greenall's Avenue,
Warrington,
WA4 6HL

Contact Us:

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