Swift Accountants — Listening. Understanding. Advising.
For the people building a business of their own

Limited Company Accountants

Our limited company accountants bring your accounts, tax and everyday questions together—with fixed monthly fees and a dedicated accountant who gets to know your business.

Your first chat is completely free. No obligation to join.

Two company founders considering their next steps in a bright product-design studio
Illustrative photograph of two fictional directors at a workbench in a small creative business, representing the people behind a limited company. Not actual Swift employees, premises or clients.
Swift Accountants — Listening. Understanding. Advising.

You built the business.
Let’s make the numbers clearer.

Company accounts & Corporation TaxClear fees & agreed supportA real person to ask
Google

Confidence starts
with the people.

Read our Google reviews ↗
Easy communication
“very reliable service with regular easy communication.”
Max
Care in the detail
“professionalism, attention to detail”
Jovone Rainford
Support that matters
“the service and support is fantastic.”
Fallon Laura Gilhooley
A positive experience
“outstanding experience with Swift Accountants.”
Trevor E.

Selected excerpts from client feedback published by Swift, covering different accountancy services. Follow the Google link to explore the latest reviews.

You shouldn’t have to work it all out alone

Ask before it becomes
another thing to worry about.

Can I take a dividend? What does this letter mean? Is it the right time to employ someone? These are conversations worth having while there’s still time to plan.

Tell us what’s happening. We’ll help you understand the figures, the work involved and the next step.

Talk it through

A question, a decision or an approaching deadline—start with what matters today.

01244 730 300

Put it in your words

Send a brief outline and let us know the best way to reach you.

info@swift-accountants.co.uk

Make time for a video call

Bring your questions from wherever you work. We’ll agree a suitable time.

Arrange your free chat →

Meet over a coffee

Visit our Tattenhall office by appointment, or discuss a visit to your business.

Plan a meeting →
An adviser listening attentively to a client’s question on the phone
A person at the other end.Start with your question, in your own words.Illustrative photograph of a fictional adviser taking a call in a bright office, representing approachable communication. This is not a photograph of Swift’s team or office.
Office hours: Monday–Thursday, 9am–6pm; Friday, 9am–4pm. Evening and weekend appointments by arrangement.
Already a client? Open your Swift client portal ↗

A familiar point of contact

A dedicated accountant, with support and responsibilities agreed from the outset.

Room for your questions

Understand the answer and how it affects your company before deciding what to do.

A routine you can follow

Know what to send, what needs approving and when we need to hear from you.

The work your company needs. The support around it.

Limited company accountants
for every stage of your business.

From a one-director company to an established team, we’ll build the service around your activities and records. The table shows the work we can discuss; your quote confirms exactly what is included.

Swipe across to explore the services →

Available company accounting services and points to agree in your quote.
The workHow we can helpWhat we’ll agree
Annual company accountsPrepare the statutory accounts and relevant Companies House filing, using the records behind your figures.Your year-end, records, approvals and filing responsibilities.
Corporation Tax & CT600Calculate taxable profit, review relevant claims and prepare the Company Tax Return and supporting information.The work, payment dates and information needed. Tax planning →
Bookkeeping & softwareKeep transactions, invoices and receipts organised, with help using Xero, QuickBooks or FreeAgent.Who does the bookkeeping, the frequency, any catch-up work and software costs.
VAT & digital recordsSupport registration questions, VAT returns and relevant Making Tax Digital requirements.Your registration, activities and filing periods. VAT services →
Director & staff payrollHandle the agreed payroll work and discuss pension responsibilities, benefits and reporting.Who is paid, payroll frequency and approvals. Payroll services →
Companies House supportHelp with confirmation statements and relevant company-record changes.The filings, information and statutory fees. Identity-verification duties are checked separately.
Your personal tax positionDiscuss director pay, dividends, loans, benefits and whether a personal tax return is needed.Each director’s circumstances and separately agreed work. Self Assessment →
Cash flow & management reportsBring the current figures into decisions about spending, hiring and the company’s next stage.Which reports will be useful, how often and the planning work involved.

Need a registered office or help with statutory mail? Ask about the optional service and its separate terms and fee.

A director discussing pay and company records with an adviser, illustrating limited company accountants’ support
The answer should make sense to you.Time to understand the figures before deciding what to do.Illustrative conversation between a fictional company owner and an adviser at a meeting table, representing clear guidance about company finances and personal income.
The company’s money. Your personal income.

Know what you can take home,
and what needs to stay.

Your household depends on the business, but the company’s bank balance is not a personal spending pot. A sensible pay plan starts with the company’s position and your wider circumstances.

We’ll talk through the different kinds of payments, the records they need and the impact on both company and personal tax.

Explore director tax planning →
01

Salary

Review payroll, relevant tax and National Insurance alongside your other income. A standard online salary figure may not suit you.

02

Dividends

Check available distributable profits and the required minutes and vouchers. Dividends do not reduce the company’s Corporation Tax bill.

03

Expenses & benefits

Keep evidence for business costs you pay personally. Personal use and benefits may need different reporting.

04

Director’s loans

Record money you lend to, or borrow from, the company. An overdrawn loan account can have company and personal tax consequences.

Read the official guidance on taking money from a company and director’s loans.

A clear view of the company year

Different filings.
Different dates.
One organised plan.

Companies House accounts, a Company Tax Return and paying Corporation Tax are separate jobs. We’ll confirm the dates that apply and agree when records and approvals are needed.

Filing a return does not make the tax payment for you. We’ll make the responsibilities clear, so you know what needs action.

Swipe across to view the timetable →

Usual deadlines for private companies. Exceptions and individual dates require checking.
What is dueUsual timingKeep in mind
First Companies House accounts21 months from incorporation.First-year accounts need a separate check.
Later annual accounts9 months after the financial year-end.Companies House filing is distinct from HMRC reporting.
Corporation Tax payment9 months plus 1 day after the tax accounting period ends.Larger companies may have instalment obligations.
Company Tax Return (CT600)12 months after the tax accounting period ends.The normal payment deadline comes earlier.

Confirmation statement

Check company details at least every 12 months and file within 14 days of the review period ending. This is a separate requirement from annual accounts.

Check confirmation statements ↗

Your first year can be different

First accounts can span more than 12 months. A Corporation Tax accounting period cannot, so two returns and payment dates may be needed.

Read the first-year guidance ↗

These are typical rules for private companies. Changed periods and other circumstances can affect your dates. Check the official accounts and tax timetable ↗

Clarity for the decisions between year-ends

A busy business should
still know where it stands.

Invoices can be unpaid while wages, suppliers and tax still need paying. More sales can bring more commitments before the money reaches your bank.

We can help you look at profit, cash flow and the amounts already spoken for. Useful reports should help you answer a real question: can we recruit, invest, pay a dividend or manage a quieter month?

  • What is coming in? Expected receipts, overdue invoices and the assumptions behind them.
  • What is committed? Suppliers, payroll, finance repayments and tax.
  • What could change? A delayed customer payment, a new hire or a planned purchase.

Forecasts help you consider options. Their usefulness depends on current records and realistic assumptions.

A company owner and adviser reviewing business commitments and cash-flow plans
See what the next step needs.A clearer view of cash, commitments and the choices ahead.Illustrative meeting in a small retail company’s office, with fictional people examining papers beside a laptop. No actual financial data or client information is shown.
Plan while there is time to act

Tax should be part
of the conversation.

A purchase, a new benefit or a change in ownership can affect the tax position. Bring the plan to us before committing, so we can discuss the relevant treatment and records.

Explore tax planning services →

Corporation Tax is not one flat rate

The general small-profits rate is 19% and the main rate is 25%, with marginal relief potentially available between the standard £50,000 and £250,000 limits. Short periods, associated companies and eligibility can change the calculation.

Check the rates and conditions ↗

Spending still needs to make business sense

Review allowable costs, equipment, finance and any personal use. A tax deduction or allowance does not make a purchase free.

Read about capital allowances ↗

Your own tax return is a separate question

Being a director does not automatically mean you need Self Assessment. Dividends, other untaxed income and your circumstances determine what to check.

Personal tax support →
A studio owner using a phone to capture a receipt beside her laptop
A routine that fits your working day.Bring the records together while the details are still fresh.Illustrative photograph of a fictional business owner organising records at her desk, representing a manageable bookkeeping routine. No actual accounting software interface is depicted.
A manageable routine, with people behind it

Less catching up.
More knowing what’s next.

Bring invoices, receipts, bank transactions and questions into an agreed routine. We can work with Xero, QuickBooks or FreeAgent, and discuss what fits your business and confidence with software.

Tell us if records are incomplete or spread across systems. We’ll assess the work and agree a practical starting point.

You shareThe records, explanations and changes we need.
We prepareThe bookkeeping, accounts or returns within your agreed service.
You reviewAsk questions, approve the work and make required payments.

Directors remain responsible for company records and filings. We’ll make the division of work clear.

Existing clients: open your portal ↗

Making Tax Digital: check the right obligation.

VAT-registered companies generally need digital VAT records and compatible software unless exempt. MTD for Income Tax concerns eligible sole traders and landlords; it does not apply the personal-income thresholds to your company’s turnover. A director’s separate self-employment or property income may still need checking.

For first-time and one-director companies

Your company can be small.
Your questions still deserve time.

Newly incorporated? Moving from self-employment? Start by making the company’s records, payments and filing duties clear. You don’t need to arrive knowing the terminology.

01

Establish the position

Tell us when you incorporated, when trading began and what you’ve already registered or filed.

02

Separate the finances

Discuss company banking, money introduced by you, expenses and how you plan to pay yourself.

03

Set the first routine

Agree software, records, deadlines and who will handle each task. Build understanding as you go.

Not trading yet, or taking a break? Dormant companies still have filing duties. Tell us what activity has taken place so the position can be checked.

Support for the company you’re becoming

The next hire.
The next investment.
A clearer decision.

Growth changes the work behind the scenes. Payroll, VAT, stock, finance and reporting can become more demanding as the business develops.

Talk to us before taking on a new commitment. We can help you consider the cost, timing and accounting implications, then revisit the service as your needs change.

  • Employing people: plan payroll and relevant pension responsibilities before the first payday.
  • Buying equipment: consider the cash commitment and potential allowances together.
  • Taking on more work: look at margins, payment terms and the resources needed to deliver.
Three colleagues discussing their work at a small retail company’s packing bench
The business is growing. So are the decisions.Make room to plan for the people and commitments behind the next stage.Illustrative small-business team with fictional directors and a colleague, representing the practical financial questions that come with employing people and growing a company.
Current guidance · checked 20 October 2026

Two changes worth
checking in your setup.

COMPANIES HOUSE

Identity verification has started.

Verification became mandatory from 18 November 2025, with dates depending on your role. Existing directors connect their personal code through the relevant confirmation statement; a person with significant control has separate steps.

We can discuss the filing information required. Check your own due dates and the official verification route.

Check director and PSC requirements ↗
HMRC COMPANY TAX FILING

The old joint filing service has closed.

The “File your accounts and Company Tax Return” service closed on 31 March 2026. Commercial software is now the normal route for HMRC submissions, subject to limited exceptions.

Companies House still offers other filing methods. Tell us how you currently file so we can discuss the appropriate process.

Read HMRC’s current filing guidance ↗
Know what you’re paying for

A fixed monthly fee.
A clear agreement.

We’ll ask about your company, its transactions, staff, VAT position and records. Then we’ll explain the service and fee before paid work begins.

Day-to-day support should be clear too: who to contact, what your package covers and which additional work needs its own quote.

No charge for the first conversation. No obligation to move.

What your quote should make clear

  • Company accounts and Corporation Tax work.
  • Bookkeeping, VAT and payroll where required.
  • Director Self Assessment and specialist planning.
  • Software subscriptions and statutory filing fees.
  • Catch-up work or outstanding periods.
  • Support arrangements and how changes are priced.

Tell us what is frustrating about your current arrangement. That helps us understand what a better service needs to do for you.

A company director discussing her accounting needs with an adviser over coffee
A new relationship starts with listening.Tell us what you would like to work better.Illustrative first conversation between fictional people in a welcoming office lounge, representing a considered move to a new accountant. No actual Swift client relationship is implied.
Moving should begin with a clear plan

You can ask about switching
before you decide to switch.

You might want clearer answers, more useful reports or a relationship that feels easier. We’ll listen to what needs to improve and explain how a move could work.

Swift’s standard switching process is free. Catch-up work, unfinished periods and fees owed to your previous accountant are separate matters to agree.

An approaching deadline? Tell us straight away so the handover timing and responsibilities can be assessed.

  1. 01

    Talk about your company

    Explain the work, deadlines and support you’re looking for.

  2. 02

    Agree the service

    Confirm scope, fees, responsibilities and proposed start date.

  3. 03

    Arrange the handover

    With your authority, we contact your current accountant for the relevant records.

  4. 04

    Settle into the routine

    Complete authorisations and agree records, approvals and contact arrangements.

Across the UK. With a person at the other end.

Start with your business.
We’ll start by listening.

We support UK companies through phone, video and the client portal, with meetings by arrangement. You don’t need to be near our office to begin.

Your company name or number, what it does, the next deadline and the help you want are enough for an initial conversation. We’ll explain which records would be useful afterwards.

Meet us in Tattenhall

Swift Accountants
3 Chowley Court, Chowley Oak
Tattenhall, Cheshire, CH3 9GA

Please arrange an appointment before travelling and mention any access requirements.

Limited company accountants: your questions

A little clarity
before we talk.

The questions are welcome, whether you’re a new director or have been running your company for years.

Ask the team →
Do I need an accountant for my limited company?

You can organise your company’s records and filings yourself, but directors remain responsible for meeting the requirements. An accountant can help with the agreed accounts, tax returns, bookkeeping, payroll and questions that come with running the company. We’ll explain the work and what still needs your input.

How much do limited company accountants cost?

Your fee depends on the services, transaction volumes, number of staff, VAT position, complexity and condition of the records. We’ll agree a fixed monthly fee and explain any separate software, statutory fees or additional work. Your first conversation is completely free, with no obligation to become a client.

Can I switch accountants during my company’s financial year?

A move during the year can be possible. We’ll review deadlines and unfinished work, agree the scope and timing, and request records with your authority. Swift’s standard switching process is free; catch-up work and charges from your previous accountant are separate. Don’t leave an imminent deadline unmentioned.

Should I pay myself a salary, dividends or a combination?

That needs a review of company profits, available reserves, payroll costs, your other income and circumstances. We can compare the options and explain the records needed. There isn’t one salary-and-dividend formula that works for every director.

Read the official director-pay guidance ↗

Are the accounts, Corporation Tax payment and tax return due together?

No. They have separate deadlines, as the timetable above shows. The normal Corporation Tax payment date comes before the Company Tax Return filing date. First-year and other special circumstances can change the work and timing, so we’ll check your company’s actual dates.

Do I also need a personal Self Assessment tax return?

Directorship alone does not automatically require a personal return. Your dividends, other untaxed income and individual circumstances need checking, as does any notice from HMRC. A director’s personal return is separate from the company’s CT600 and should be explicitly included in the agreed service where needed.

Check Self Assessment guidance for directors ↗

Does Making Tax Digital apply to a limited company?

A VAT-registered company generally has digital VAT record and software requirements unless exempt. MTD for Income Tax applies to eligible sole traders and landlords, not to the company’s Corporation Tax. Your separate sole-trade or property income may need a personal eligibility check.

What do I need to do about Companies House identity verification?

The steps and dates depend on whether you are a director, a person with significant control, or both. A personal code must be connected to the relevant roles; the PSC process is separate from a director’s confirmation-statement step. Check your dates and the official verification options.

Check your identity-verification requirements ↗

Does a dormant company still need to file anything?

Yes. A dormant company normally still files accounts and a confirmation statement with Companies House. HMRC’s requirements depend on the company’s status and any notice to file. The meanings of dormant can differ, so tell us about any transactions, income or plans to restart.

Read the dormant-company guidance ↗

Can you help if my records are behind or I’ve received an HMRC letter?

Get in touch with a brief outline and the dates on any correspondence. You don’t need perfect paperwork for a first conversation. We’ll assess what is outstanding, explain the work, and agree the fee and next steps. Mention anything urgent when you contact us.

For the business—and the person behind it

What would feel easier
with someone in your corner?

Knowing what needs paying. Understanding a decision. Having a question answered before it follows you home.

Tell us about the company you’re building and the support you would value. Let’s work out a useful next step together.

info@swift-accountants.co.uk
Completely free to begin. No obligation to join.

Two company founders leaving their studio together at the end of the working day
For the life behind the business.Support starts with understanding what matters to you.Illustrative photograph of fictional business owners walking outside a studio, representing the lives and ambitions behind a limited company. The location is not a Swift office.
Swift Accountants

Listening,
Understanding,
Advising

A real person to ask

Tell us what you need help with. We’ll call you to understand your situation, explain how we can help and agree the next steps.

Your initial chat is completely free. No obligation to join Swift.

A fee you understand. Any further advice or accounting work is agreed and priced separately.

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