Swift Accountants
Listening, Understanding, Advising
Fixed-fee inheritance tax planning services for UK families and business owners — proactive, HMRC-aware planning to reduce Inheritance Tax (IHT) legally, protect your estate, and give you clear next steps — with a dedicated accountant and a secure client portal.
Fixed fees — clear inclusions, no surprises Plain-English advice — fast answers, no jargon Planning handled — structured, compliant support built around your goals
Inheritance Tax planning can feel overwhelming — especially when it involves family, property, business assets, and future decisions that you don’t want to get wrong.
At Swift, we help you bring clarity and control to IHT planning. We’ll help you understand what’s likely to be in your estate, what allowances may apply, where risk sits, and what steps you can take (legally and sensibly) to reduce exposure over time.
This isn’t about complicated schemes. It’s about smart planning: keeping records clean, using allowances properly, making informed gifting decisions, and ensuring your plans match your real-life intentions.
Where legal work is required (such as drafting wills, deeds, or complex trust work), we can work alongside your solicitor to make sure the tax planning and paperwork line up properly.
We go further, respond faster, and work harder for you. Join hundreds of UK businesses who trust us with their financial future—and discover the difference a true accounting partner can make.
built for people who want clarity, control, and a calm, structured plan.
Understand your likely IHT exposure — before it becomes urgent
Use allowances and exemptions properly (with clear records)
Build a plan that protects family and cashflow
Everything you need to stay organised, tax-aware, and in control — with fixed fees and a dedicated accountant.
IHT planning review (estate overview, risks, and opportunities)
Allowances guidance (including how they may apply for couples and families)
Residence planning overview (when a home passes to direct descendants, where relevant)
Gifting strategy support (what’s exempt, what needs records, and how timing can matter)
7-year gifting planning (including taper relief basics where relevant)
Gifts with reservation checks (so you don’t accidentally “give it away but keep the benefit”)
Charitable giving planning (including reduced IHT rate considerations where relevant)
Business Relief overview (where applicable to qualifying business assets)
Cashflow and “what to set aside” planning for families and estates
Record-keeping checklist (so executors aren’t left guessing later)Support with HMRC letters and queries (calm, structured handling)
Secure portal: upload, approve, track, message
The Latest in Inheritance Tax Rules, Allowances, and Planning Opportunities
Rules and thresholds can stay fixed for years, while asset values change quickly — especially property and business value. We keep track of what matters and translate it into practical steps you can actually use.
You’ll get:
Proactive reminders + planning check-ins
Plain-English guidance (no jargon)
A simple process that keeps everything organised
Book a free call — we’ll confirm what you need, what’s included, and the right fixed fee for your IHT planning support.
No pressure — just clear answers and the next best step.
With Swift Accountants, you’re not just planning for the future — you’re protecting it.
Exclusive Insights, Tax-Saving Strategies, and Support Tailored to Your Situation
Most IHT problems come from one of three things: reacting too late, missing allowances because records aren’t clear, or making gifts in a way that doesn’t do what people think it does.
We keep things organised with a simple routine, tidy records, and proactive check-ins — so you always know where you stand, what your options are, and what to do next.
If you’re switching from another adviser/accountant, we’ll handle the handover end-to-end and make sure nothing gets dropped.
Tailored Plans to Reduce Stress and Protect Family Wealth
No generic advice — just a plan built around your family, your assets, and your goals.
We’ll help you:
– build a clear “estate picture” (so planning is based on facts, not guesswork)
– use allowances and exemptions properly (with good record-keeping)
– plan gifts sensibly (including timing and keeping evidence)
– avoid common traps like gifts with reservation
– reduce risk of unpleasant surprises for executors and beneficiaries
You’ll have a dedicated accountant who explains things clearly and keeps you one step ahead.
Upload what you have — we’ll tell you if anything is missing.
Basic details (names, addresses, marital status)
A simple asset list (property, savings, investments, business assets, pensions)
Approximate values where known (rough is fine to start)
A copy of your will (if you have one) and any letters of wishes (optional)
Any gifts made in recent years (what, when, who, value)
Any trusts (if applicable) and basic paperwork you have
Your key goal (protect children, reduce tax, support charity, protect business, etc.)
That’s it. We keep it simple, organised, and practical — with clear next steps.
Communication isn’t just about sharing information, it's about making sure you're heard and understood.
Company Strengths at a glance
A modern accountancy firm built for real people — proactive, responsive, and genuinely easy to work with.
Figures based on internal records and verified client feedback (rolling 12 months).
Book a free call — we’ll confirm what you need, give you a fixed fee, and show you how we’ll improve your current setup.
No pressure, just possibilities
People choose Swift for inheritance tax planning because we make it clear, structured, and practical — fewer surprises, better decisions, and a plan you can trust. Here are a few recent examples.
Discover a partnership that values more than just numbers—it values you!
Protect Your Estate — Reduce Inheritance Tax Legally, With a Clear Plan
IHT planning is about protecting what you’ve built — and making sure your family benefits, not the tax bill. We turn complexity into clarity and give you a calm, structured plan.
Every Service You Need — All in One Place
We map out your estate at a high level and identify where allowances and exemptions may apply, so you can make decisions with confidence.
We help you plan gifts sensibly and keep records tidy — so your plans work as intended.
If a home is passing to direct descendants, we help you understand how this can affect IHT planning and what to consider.
If charity is part of your wishes, we help you understand how charitable giving can affect your overall IHT position.
Where business assets are involved, we guide you through the basics of Business Relief and what information is needed.
We help you build a simple “planning file” so your executors aren’t left searching for paperwork later.
HMRC Letters and Queries (We Handle the Headaches)
Ask questions when they matter. Get straight answers in plain English from real people who care.
Switching to Swift is seamless and fully managed. We organise your records, set up the portal, and get you into a simple routine.
At Swift Accountants, we’re here to make accounting feel simpler, clearer and more controlled. You’ll get fixed fees, a dedicated accountant, and proactive support — so you stay compliant, avoid surprises, and make decisions with confidence as your business grows.
Why Pay More, When You can Pay Less and Achieve More!
Need to talk? Call us anytime and speak directly to your accountant—no robots, no endless menus. Just real people, ready to help.
Drop us a WhatsApp message whenever you have a question. We’re always on hand, so you’ll never be left waiting for advice.
Upload documents, approve accounts, and track progress whenever it suits you — all in one secure portal.
Let’s connect online, share screens, and sort things out together. Perfect for busy days or when you want that personal touch without leaving home.
Email anytime. Most messages are answered within 1 working day (often much faster).
Want to chat over a coffee? Pop into our office or we’ll come to you. We love meeting our clients face-to-face, however it suits you best.
Log in whenever you like to see the full picture—track your progress, download documents, and stay totally in control.
Message your accountant or get quick updates directly through the portal. It’s the fastest way to get answers—no waiting, no fuss.
No more lost papers or confusing emails. Upload, sign, and store everything safely, all in one place, and with one click.
Never miss a deadline again! Our tracker keeps you up to date and reminds you what’s next—so you can relax, and concentrate on your business.
Your data is protected with secure, access-controlled systems and encrypted storage — giving you peace of mind and full control.
Designed for everyone, no matter your tech skills. If you can use your phone, you can use our portal—easy, friendly, and stress-free.
Discover a partnership that values more than just numbers—it values you!
Experience a True Partnership—Where You Come First, Always
At Swift, you’re never just another client; you are genuinely at the centre of everything we do. We value your trust and respect your ambitions. That’s why we’ve shaped our service to make your life easier, your family planning clearer, and your inheritance tax planning feel calm and under control.
Stop Drowning in Admin. Get Your Time Back.
What Inheritance Tax planning clients love most:
A simple routine (so nothing builds up)
Clear estate overview — you know where you stand
Practical planning for gifts, allowances, and family goals
Records kept tidy for executors (so nothing becomes a nightmare later)
Straight answers in plain English — fast
With Swift, you can manage your documents in one secure portal — upload paperwork, approve actions, message your accountant, and track progress anytime. It’s designed to keep everything tidy, clear and easy, whether you’re at your desk or on the go.
You’ll always know exactly what you’re paying — clear, honest fixed fees with no hidden extras. Ask questions when they matter, get advice when you need it, and feel confident your planning is being handled properly.
Book a free call — we confirm what you need and give you a fixed fee
We set everything up — portal access, document checklist, and clear next steps
You’re up and running — a simple routine, planning check-ins, and zero last-minute panic
You’ll have a dedicated accountant who understands your situation — family assets, property, business interests, or mixed wealth — and gives clear, practical guidance whenever you need it. Big question or small, you’ll get a real answer from someone who genuinely cares.
Every great business story starts with a single conversation. That chat is absolutely free—and may be the moment that changes your business’s future.
Book a free call—no pressure, just possibilities.
Clear answers in plain English — by phone, email, WhatsApp, or portal — so you’re never left guessing what’s happening. We keep things practical and responsive, especially when you’re gathering info, confirming allowances, or organising gifts and records.
You get a dedicated accountant who understands how IHT planning works in practice — thresholds, allowances, gifting rules, and the record-keeping that makes plans stand up properly.
We don’t just talk theory. We help you build a real plan you can follow — with practical next steps, timelines, and an organised approach that protects your family over time.
Your financial information is protected with secure systems, encrypted storage, and access controls. Our client portal keeps documents, approvals and messages in one place, and we follow GDPR-aware processes so your data is handled with care and privacy at every step.
At Swift Accountants, we’re more than accountants—we’re your partners in success. We go further, respond faster, and work harder for you. Join hundreds of UK businesses who trust us with their financial future—and discover the difference a true accounting partner can make.
Meet Our Clients
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With Swift Accountants, you’re not just planning for success — you’re building it with clarity, control, and confidence.
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Inheritance Tax may be due on a person’s estate when they die, depending on the value of the estate and what allowances, exemptions and reliefs apply.
There is a nil-rate band that can apply before IHT is due. Planning is about understanding how allowances apply to your situation and how to use them properly.
In many cases, gifts can be free from IHT if the person survives for 7 years after making them (with important exceptions, including certain trust gifts).
If gifts become taxable because someone dies within 7 years, taper relief can reduce the rate on gifts made 3 to 7 years before death (where the rules apply).
If you give something away but still benefit from it (for example gifting a home but still living there), it may still count as part of your estate.
Some gifts can be exempt (for example certain annual/small gifts or gifts out of surplus income), but record-keeping matters.
In some cases, leaving 10% or more of the net estate to charity can reduce the IHT rate on some assets. We can explain what this means in practical terms.
Yes. Where relevant, we can guide you through the basics of Business Relief and what information is needed to plan properly.
We provide tax planning and can work alongside your solicitor where legal documents are required, so the planning and paperwork match and remain compliant.
A simple overview of assets and wishes is enough to begin. Upload what you have — we’ll guide you from there.
For the People. For Your Dreams. For Your Future.
No Obligation & Expert Support Guaranteed
Every great business story starts with a single conversation. That chat is absolutely free—and may be the moment that changes your business’s future. Book a free call—no pressure, just possibilities.
