69,750+ Filed Self Assessment Tax Returns

395+ Grown Businesses

25+ Years Of Experience

Swift Accountants

Accountants for Freelancers

Unlock Your Freelance Freedom with Expert Accounting

Why Pay More When You Can Pay Less and Achieve More!

Expert Accounting & Compliance Services for Freelancers

Every freelancer has a unique story. Your work is your passion—and your time is precious. At Swift Accountants, we provide dedicated accountants for freelancers who truly understand your world, committed to maximising your income and helping you thrive.

Our freelance accounting experts specialise in supporting self-employed professionals, consultants, designers, developers, writers, marketers, creatives, and gig economy workers. Whether you’re just starting out or already managing a portfolio of clients, our team has the knowledge to expertly navigate the unique challenges of freelance accounting and tax compliance. Let us handle the numbers—while you focus on your craft, landing new clients, and growing your business.

Build Your Freelance Legacy

Turn Your Talent Into Income

With us, it's about so much more than filing tax returns—it’s about empowering your freelance journey. We give you the tools, insights, and proactive guidance to turn financial stress into peace of mind and transform complexity into clarity.

Why Choose Us as Your Accountants for Freelancers

Award-Winning Client Communication

Fast responses, clear advice, and a real person to help you whenever you need support.

Dedicated Freelancer Specialists

Benefit from a specialist accounting team who work exclusively with freelancers across the UK—no matter your trade or industry.

5-Star Rated by Freelancers

5 star google reviews for swift accountants

Trusted by hundreds of freelancers nationwide, with glowing 5-star Google reviews for our outstanding service, expert advice, and genuine care.

Strategic Tax & Income Optimisation

We’re with you year-round, finding every allowable expense, tax-saving opportunity, and efficient way to manage your freelance income.

Comparison Chart: Accountants for Freelancers vs Other Providers

Swift Accountants vs Typical Firms and DIY Platforms

Feature

Swift Accountants

Typical Firm

Online Platform

Specialist Freelance Accountants

24/7 Portal Access

Dedicated Freelancer Accountant

Award-Winning client Communication

5-Star Rated by Freelancers

Unlimited Specialist Advice

Personalised Freelance Tax Planning

Real-Time Compliance Dashboard

Freelance Self-Assessment

Real-Time Profit & Tax Forecasts

Paperless E-Signing & Uploads

Direct Accountant Contact—No Call Centres

Transparent All-Inclusive Fixed Fees

Free, Seamless Onboarding & Switching

GDPR & Bank-Grade Data Security

Personal Wealth & Business Planning

Strategic Growth Advice

Portal Built for Freelancers

Your 24/7 Freelance Finance Portal

Enjoy full digital access designed exclusively for freelancers. Manage your invoices, expenses, tax, and documents from anywhere—desktop or mobile, 24/7.

Transparent Fixed Fees, No Surprises

No “meter running.” Ask as many questions as you want—always included.

Onboarding & Switching Made Effortless

Switching to Swift is 100% free and totally hassle-free. We handle everything for you, ensuring a smooth transition—so you can focus on your clients, not your accounts.

Unlimited Support, When You Need It

Your dedicated freelancer accountant is always on hand—via call, email, or chat—to provide advice, answer questions, and help you grow.

At Swift Accountants, we're not just changing the game

We're Creating a New One

Move beyond the outdated image of accountants as mere bean counters and step into a partnership that truly transforms. Feel the impact of a partner who listens, understands, and acts with your best interests at heart.

Award-Winning Portal: Your Freelance Finance Hub

Swift accountants award winning communication portal can be used on all devices for businesses

🚀 Total control. Real-time clarity. True peace of mind.

Swift Accountants’ award-winning contractor portal works perfectly on all devices—giving you total control, real-time clarity, and true peace of mind wherever you are.

👉 Take Charge of Your Career Access your finances and grow your business anytime, anywhere—with Swift Accountants’ specialist freelancer portal.

Portal Features for Freelancers

Here’s why hundreds of UK Freelancers trust our portal:

Conversation Costs Nothing, But

Could Change Everything

Every successful freelance career starts with one decision. Your first call is 100% free—and could be the start of your best financial year yet. Book a free call—no pressure, just possibilities.

Our Specialist Freelance Accounting Services

Take Your Freelance Business Further – Expert Accountants, Real Results

Running a freelance business in the UK means wearing many hats: marketing, client service, project delivery, and compliance. Swift Accountants makes your accounts one less thing to worry about—turning paperwork into power and tax returns into opportunities. At Swift Accountants, we turn financial complexity into simplicity and stress into certainty—making your accounts your competitive advantage. At Swift Accountants, we provide a complete suite of accounting services designed exclusively for freelancers. From your first invoice to annual tax returns, we cover every financial aspect so you can focus on your freelance business, knowing you are fully compliant and financially secure.

Every Service You Need—All in One Place

Self-Assessment & Tax Returns for Freelancers

We take care of every detail when it comes to your Self-Assessment tax return. Our specialist team will prepare, review, and submit your Self-Assessment, ensuring every allowable expense, tax relief, and deduction is claimed—so you only pay what you owe and never a penny more. We stay on top of deadlines and changing HMRC rules, giving you total peace of mind.

Personal Income Strategy & Tax Planning

Our expert accountants for freelancers work closely with you to structure your income for maximum tax efficiency. Whether you’re paid through salary, dividends, or a combination, we’ll devise the most tax-effective approach for your freelance income, taking into account your unique circumstances and future goals.

VAT, Making Tax Digital & All UK Tax Schemes

If your freelance business is VAT-registered or needs to be, we handle every step: from VAT registration to quarterly returns and Making Tax Digital (MTD) compliance. Not sure if VAT is right for you? We’ll assess your business and provide clear, honest advice on the best tax scheme for freelancers in your situation.

Payroll & Pension Services for Freelancers

If you pay yourself, a partner, or even contractors, we’ll manage your payroll, RTI submissions, bonuses, statutory pay, and pension auto-enrolment—all handled efficiently and in full compliance with HMRC. This means you, your family, and your team are always paid correctly and on time.

Real-Time Bookkeeping & Cloud Accounting Platforms

Experience hassle-free freelance bookkeeping with real-time access to your finances using the latest cloud accounting software, including Xero, QuickBooks, and FreeAgent. Instantly see your cash flow, monitor expenses, and keep on top of tax liabilities—no more late nights with spreadsheets or missing receipts.

Strategic Tax Advice & Year-Round Planning

As proactive accountants for freelancers, we’re always looking ahead. We advise you on everything from allowable expenses and flat-rate schemes to smart, long-term tax planning—helping you minimise your tax bill and keep more of what you earn. Our advice is tailored, actionable, and jargon-free.

Business Growth Support & Cashflow Forecasts

Whether you’re planning to expand, diversify, or secure funding, we provide detailed business plans, cashflow forecasts, and funding application support. Our financial insights help freelancers like you make confident business decisions, secure your future, and drive sustainable growth.

HMRC Support & Expert Correspondence

Dealing with HMRC doesn’t need to be stressful. We handle all correspondence on your behalf—responding to letters, managing compliance checks, and resolving any tax queries. With Swift Accountants, you’re always one step ahead with HMRC.

Seamless, Free Onboarding for Freelancers

Switching accountants has never been easier. We handle the entire transition for you—liaising with your previous accountant, setting up your new systems, and providing full training. Our onboarding process is 100% free, with no disruption to your freelance business.

Unlimited, Jargon-Free Support

Enjoy unlimited support from your own dedicated accountant for freelancers. You’ll never deal with a call centre—just real, helpful advice whenever you need it. Ask as many questions as you like, as often as you like, all included in your fixed monthly fee.

Why Freelancers Choose Swift Accountants

…And It’s All Tailored For Your Freelance Business

At Swift Accountants, we know that no two freelancers are the same. Your business model, creative process, and client mix are unique, and so are your ambitions. That’s why we take time to understand your freelance journey in depth—your sector, working style, industry challenges, and future aspirations—so we can craft a completely bespoke accounting solution just for you.

Whether you’re a brand-new freelancer finding your first clients, an established professional looking to grow, or a multi-talented creative juggling several income streams, Swift Accountants is your proactive strategic partner. We are fully committed to your long-term success and financial security, supporting you at every stage of your freelance career.

Choose Swift Accountants and discover what’s possible when your accountant is as committed to your business as you are.

And The Best Part?

All Of The Above And So Much More

Ready to experience freelance accounting that truly goes above and beyond? Join hundreds of successful freelancers who have taken control of their finances and unlocked new growth with Swift Accountants.

5-Star Google Rating

Why Pay More, When You Can Pay Less And

Achieve More !

Discover a partnership that values more than just numbers—it values you. We’re not just invested in your financial success; we’re committed to being a cornerstone of your business’s growth and a champion of your achievements. Trusted by Hundreds of Freelancers Across the UK With Swift Accountants, you're not just planning for success—you’re making it happen.

Trusted by 395+ Companies

With Swift Accountants, you're not just planning for success - YOU ARE ENSURING IT!!!

Experience the difference of a partner who

Listens and Understands

Our approach is not just about numbers; it’s about creating a partnership where you feel heard, respected, and prioritised. Communication isn’t just about sharing information, it's about making sure you're heard and understood.

Frequently Asked Questions – Accountants for Freelancers

We Care, You Prosper

Accountants providing expert support

Clear Answers, Confident Decisions

Q: Do freelancers need an accountant?

A: While you can technically do your own freelance accounts, working with a specialist accountant for freelancers ensures your business is fully compliant with HMRC, your tax return is stress-free, and you never miss out on legitimate tax savings. With professional support, you can spend less time on admin and more time doing what you love.

Q: What does an accountant for freelancers do?

A: An accountant for freelancers manages your bookkeeping, tax returns, VAT (if needed), and expense claims. We provide year-round advice, help you with HMRC correspondence, keep you informed about tax changes, and proactively look for ways to maximise your income and minimise your tax bill.

Q: Can I handle my freelance accounts myself?

A: Many freelancers start out managing their own accounts, but UK tax regulations are complex and change frequently. Professional accountants help you avoid costly mistakes, missed deadlines, or lost expense claims—giving you peace of mind and potentially saving you more than the fee you pay.

Q: How much do accountants for freelancers charge?

A: Accounting fees for freelancers typically range from £25 to £100+ per month, depending on the level of service required. At Swift Accountants, we offer transparent, fixed monthly fees with unlimited support and no hidden costs—so you always know what you’re paying for.

Q: What expenses can freelancers claim?

A: Freelancers can claim a wide range of business expenses, including home office costs, travel and mileage, computer equipment, software subscriptions, phone and internet, marketing and advertising, professional insurance, training and courses, office supplies, and much more. We ensure you claim every eligible expense to maximise your savings.

Q: What’s the most tax-efficient way to pay myself as a freelancer?

A: The best structure depends on your income and business goals. We help you decide whether working as a sole trader, limited company, or using an umbrella company is most tax-efficient for you, and ensure your payments are set up for optimal take-home pay.

Q: How do I register as a freelancer in the UK?

A: To become a freelancer (sole trader) in the UK, you need to register with HMRC for Self Assessment. We’ll guide you through every step, from registration to setting up a business bank account and choosing the right accounting software.

Q: How do freelancers pay tax in the UK?

A: Freelancers pay tax through the annual Self Assessment process. You declare all your freelance income, claim allowable expenses, and pay income tax and National Insurance on your profits. We make sure everything is submitted accurately and on time, so you never have to worry about penalties.

Q: What’s Making Tax Digital and does it affect freelancers?

A: Making Tax Digital (MTD) is an HMRC initiative to digitise the UK tax system. If your freelance business is VAT registered, you’re required to keep digital records and submit VAT returns electronically. We keep you fully compliant with all MTD requirements.

Q: Is switching to Swift Accountants easy?

A: Absolutely! We handle every aspect of the switch—from contacting your previous accountant to setting up your new systems and transferring your financial data. There’s zero hassle and no interruption to your freelance business.

Q: Can Swift Accountants help me set up as a freelancer or limited company?

A: Yes! Whether you’re just starting your freelance journey or considering incorporating as a limited company, we offer a full setup service. This includes registering with HMRC, Companies House (if needed), opening a business bank account, and providing training on accounting software.

Q: How do I make sure I stay HMRC compliant?

A: We take care of all your compliance obligations, including filing tax returns, submitting VAT and PAYE (if relevant), keeping your books in order, and reminding you of key deadlines. With us, you’re always up to date and fully compliant.

Q: Is your support really unlimited?

A: Yes! With Swift Accountants, you get unlimited advice and support. You can call, message, or email your dedicated accountant as often as you need—without ever worrying about extra charges or hidden fees.

Q: Do I need to register for VAT as a freelancer?

A: You must register for VAT if your annual turnover exceeds £90,000 (2024/25). We advise you on whether VAT registration makes sense for your business and manage all aspects of the process if it does.

No Obligation & Expert Support

Guaranteed!

Communication Excellence Meets Seamless Financial Management

By Phone - 01244 730 300

WhatsApp - Message Us 24/7

Customer Portal - Access 24/7

Web Meetings

Personal Meeting - Visit Us / We Travel

Email - Access 24/7