69,750+ Filed Self Assessment Tax Returns

395+ Grown Businesses

25+ Years Of Experience

Swift Accountants

Accountants for Contractors

Your Trusted Partner for Expert Accounting and Compliance Services

Why Pay More When You Can Pay Less and Achieve More!

Expert Accounting & Compliance Services for Contractors

Your contract work is unique. Your goals are ambitious. Your time is money. At Swift Accountants, you get accountants for contractors who are as proactive, dedicated, and focused on results as you are—committed to helping you maximise every opportunity and every pound

At Swift Accountants, we specialise in providing expert accounting and compliance services tailored specifically for contractors. Whether you’re a construction contractor, an IT professional, an engineering specialist, or a self-employed tradesperson, our experienced team of contractor accountants understands the complexities of CIS, IR35, expenses, and tax efficiency for your industry. With us, your records are meticulously managed, your taxes are optimised, and you stay fully compliant with all HMRC regulations—from CIS tax returns to VAT and personal income. This means you can focus on what matters—winning more contracts, growing your reputation, and securing your financial future with total peace of mind.

Build a Lasting Legacy, Transform Your

Vision Into Reality

With us, it’s not about filing returns or managing books; it’s about crafting a legacy. We’re there, at every turn, with the right tools and insights, turning complexities into stepping stones.

Why Choose Us as Your Accountants for Contractors

Award-Winning Communication

Fast replies, plain English, and a real human on the end of the phone, whenever you need us.

Contractor Specialists

We focus exclusively on contractor accounting—whether you work in construction, IT, engineering, or any trade. Our expertise covers CIS, IR35, expense claims, and tax planning for contractors and subcontractors.

5-Star Rated on Google

5 star google reviews for swift accountants

Don’t just take our word for it—Swift Accountants is trusted and recommended by hundreds of contractors across the UK. Check out our 5-star Google reviews for proof.

Tax Savings & Growth Advice

We don’t just handle your year-end accounts. Our team continually seeks out ways to reduce your tax bill, claim every allowable expense, and optimise your income—helping you grow your business, all year round.

Comparison Chart: Accountants for Contractors vs Other Providers

Swift Accountants vs Typical Firms and DIY Platforms

Feature

Swift Accountants

Typical Firm

Online Platform

Specialist for Contractors (CIS, IR35)

24/7 Portal Access for Contractors

Dedicated Contractor Accountant

Award-Winning client Communication

5-Star Rated by Contractors

Unlimited Expert Advice

Personalised Tax Efficiency Planning

Live CIS & IR35 Compliance Dashboard

Real-Time Profit & Tax Forecast

Paperless E-Signing & Instant Uploads

No Call Centres - Direct Contact

All Inclusive Fixed Monthly Fee

Onboarding & Switching 100% Free

GDPR & Bank-Grade Data Security

Personal Wealth & Tax Planning

Growth & Strategy Advice for Contractors

24/7 Portal Access for Contractors

Manage your finances, payroll, VAT, and documents from anywhere—desktop or mobile.

Transparent Fixed Fees, No Surprises

No “meter running.” Ask as many questions as you want—always included.

Onboarding & Company Switching 100% FREE

Transition effortlessly to Swift Accountants with zero disruption.

Unlimited Support, Whenever You Need It

Contact your dedicated contractor accountant directly—no waiting, no extra charges.

At Swift Accountants, we're not just changing the game

We're Creating a New One

Move beyond the outdated image of accountants as mere bean counters and step into a partnership that truly transforms. Feel the impact of a partner who listens, understands, and acts with your best interests at heart.

Award-Winning Portal: Your 24/7 Contractor Finance Hub

Swift accountants award winning communication portal can be used on all devices for businesses

🚀 Total control. Real-time clarity. True peace of mind.

Swift Accountants’ award-winning contractor portal works perfectly on all devices—giving you total control, real-time clarity, and true peace of mind wherever you are.

👉 Take Charge of Your Contracting Career Access your finances and grow your business anytime, anywhere—with Swift Accountants’ specialist contractor portal.

Portal Features for Contractors

Here’s why hundreds of UK contractors trust Swift Accountants:

Conversation Costs Nothing, But

Could Change Everything

Every great business story starts with a single conversation. That chat is absolutely free—and may be the moment that changes your business’s future. Book a free call—no pressure, just possibilities.

Our Contractor Accounting Services

Take Your Contracting Business Further – Accountants for Contractors, Real Results

Running a contracting business in the UK is challenging. There are endless deadlines, CIS compliance, IR35 worries, invoicing, expenses, VAT traps, payroll for subbies or site staff, and constant pressure to find your next job—all while making sure you keep as much of your hard-earned income as possible. At Swift Accountants, we turn financial complexity into simplicity and stress into certainty—making your accounts your competitive advantage.

Every Service a Contractor Needs – All in One Place

All-Inclusive Contractor Accounts & Tax Returns

As expert accountants for contractors, we prepare, review, and file your annual accounts and tax returns—CIS, self-assessment, or limited company. Every claimable expense, mileage, capital allowance, and relief is maximised—so you pay only what you legally must and not a penny more.

CIS & IR35 Expertise – No Surprises, No Fines

We handle all CIS registrations, monthly CIS returns, and tax reclaim for contractors and subcontractors—ensuring you get every allowable deduction and avoid costly HMRC penalties. If IR35 applies to your contract, we advise on the best structure, calculate the most tax-efficient route, and handle all compliance so you never get caught out.

VAT Registration, Returns & Making Tax Digital (MTD)

We manage everything for you—from VAT registration and advice on the best VAT scheme (flat rate, standard, or cash accounting) to quarterly returns and MTD compliance. Every possible reclaim is made—no VAT stress or risk of penalties.

Effortless Payroll & Subcontractor Payments

Whether you hire other contractors, subbies, or have site staff, we manage all payroll, PAYE, RTI, holiday pay, and CIS payments—accurately, on time, and always 100% HMRC compliant. No more disputes, missed paydays, or late penalties.

Real-Time Bookkeeping & Digital Accounts

Enjoy live, cloud-based bookkeeping with Xero, QuickBooks, or FreeAgent—plus instant receipt capture and automatic bank feeds. Always know your profits, cashflow, and tax position at a glance—no more spreadsheets, no more guessing.

Personalised Contractor Tax Planning

We provide proactive tax planning year-round—advising you on mileage claims, travel, tools, PPE, insurances, home office expenses, R&D, and the best structure for your work (sole trader, limited company, or umbrella). We make sure every tax break is yours, and every expense is claimed.

Business Growth, Funding & Cashflow Support

Need a business loan, want to buy a van, or grow your team? We help with business plans, cashflow forecasting, funding applications, and strategic reviews—so your contracting business stays strong and competitive, no matter the market.

HMRC Correspondence & Protection

No more “brown envelope” dread. We handle all HMRC letters, calls, and queries, including CIS and IR35 investigations. We represent and defend you, so you never have to deal with HMRC alone.

Seamless Onboarding & Free Switching

Switching to Swift Accountants is easy, fast, and fully managed. We liaise with your previous accountant, transfer all records, set up your digital systems, and provide all the training and support you need—so you can get back to work, stress-free.

Unlimited Support, No Jargon

You get a dedicated accountant for contractors—always ready with practical, plain-English advice. No extra fees for questions, no confusing language, and never a call centre—just honest support, whenever you need it.

…And It’s All Tailored For Your Contracting Business

At Swift Accountants, we know every contractor is different. We take the time to understand your trade, your contracts, and your goals—then design a bespoke accounting package to fit you perfectly, no matter your industry or ambition.

From onboarding to business breakthroughs, Swift Accountants is your ultimate partner. We do more than keep you compliant—we help you thrive.

Choose Swift Accountants and discover what’s possible when your accountant is as committed to your business as you are.

And The Best Part?

All Of The Above And So Much More

Ready to experience contractor accounting that goes beyond the ordinary? Join hundreds of successful contractors who trust Swift Accountants with their business and future. Book your free consultation today—and see how we can help you grow, stay compliant, and keep more of what you earn.

5-Star Google Rating

Why Pay More, When You Can Pay Less And

Achieve More !

Discover a partnership that values more than just numbers—it values you. We’re not just invested in your financial success; we’re committed to being a cornerstone of your business’s growth and a champion of your achievements.

Trusted by 395+ Companies

With Swift Accountants, you're not just planning for success - YOU ARE ENSURING IT!!!

Experience the difference of a partner who

Listens and Understands

Our approach is not just about numbers; it’s about creating a partnership where you feel heard, respected, and prioritised. Communication isn’t just about sharing information, it's about making sure you're heard and understood.

Frequently Asked Questions – Accountants for Contractors

We Care, You Prosper

Accountants providing expert support

Clear Answers, Confident Decisions

Q: Why do contractors need a specialist accountant?

A: Contractors face unique challenges—like CIS compliance, IR35 rules, invoicing, VAT, and maximising allowable expenses. Specialist accountants for contractors help you save tax, avoid penalties, stay compliant, and free up your time to focus on your contracts.

Q: What services do accountants for contractors provide?

A: We offer comprehensive services for contractors: annual accounts, CIS returns, VAT, payroll, tax planning, IR35 advice, invoicing, expenses, self-assessment, real-time bookkeeping, and unlimited support—all tailored for your contracting business.

Q: What is CIS and do I need to register?

A: CIS (Construction Industry Scheme) is HMRC’s system for handling tax on payments to subcontractors in construction. If you’re a contractor or subcontractor in construction, you likely need to register. Our experts manage all CIS registrations, monthly returns, and tax reclaims for you.

Q: How can an accountant help me with IR35?

A: IR35 determines whether you should be treated as an employee or self-employed for tax. Our contractor accountants review your contracts, assess IR35 status, advise on the best business structure, and ensure full compliance—so you avoid HMRC investigations and penalties.

Q: What expenses can contractors claim on tax?

A: Contractors can claim expenses such as tools, travel, vehicle costs, insurance, training, PPE, mobile phone, professional fees, home office, and subsistence—if they are wholly and exclusively for business. We’ll make sure you claim every allowable expense and keep more of your earnings.

Q: Can I set up as a limited company or should I stay self-employed?

A: Both options have pros and cons. A limited company can be more tax-efficient and protect your personal assets, while self-employment is simpler. We’ll assess your contracts and goals to advise on the best setup for you—and handle all registrations and ongoing compliance.

Q: Do I need to register for VAT as a contractor?

A: If your turnover exceeds £90,000 (current VAT threshold), you must register. We help you choose the right scheme (flat rate, standard, cash accounting), handle quarterly returns, and make sure every allowable VAT reclaim is made.

Q: How do you help with invoicing and payments?

A: Our contractor portal lets you generate, send, and track invoices in seconds, upload receipts, and manage payments—making cashflow easy and paperwork hassle-free.

Q: What are the benefits of using Swift Accountants for contractors?

A: You get specialist contractor accountants, fixed monthly fees, unlimited support, a 24/7 online portal, proactive tax planning, CIS & IR35 expertise, and peace of mind knowing your finances are fully taken care of.

Q: How do I switch accountants to Swift Accountants?

A: Switching is seamless and free. We handle all the admin, contact your previous accountant, transfer your records, and set up your digital systems—so you never lose a day’s work.

Q: Is support really unlimited, or are there extra charges?

A: With Swift Accountants, support really is unlimited. Call, message, or email your dedicated accountant as often as you need—no hidden fees or call centre runarounds.

No Obligation & Expert Support

Guaranteed!

Communication Excellence Meets Seamless Financial Management

By Phone - 01244 730 300

WhatsApp - Message Us 24/7

Customer Portal - Access 24/7

Web Meetings

Personal Meeting - Visit Us / We Travel

Email - Access 24/7