69,750+ Filed Self Assessment Tax Returns

395+ Grown Businesses

25+ Years Of Experience

Swift Accountants

Accountants for Sole Traders

Build Your Sole Trader Business with Confidence

Why Pay More When You Can Pay Less and Achieve More!

Expert Accounting & Compliance Services for Sole Traders

Your work is unique. Your goals are ambitious. Your time is precious. At Swift Accountants, we believe you deserve accountancy that’s as hardworking, honest, and driven as you are.

At Swift Accountants, we specialise in providing expert accounting and compliance services specifically tailored for sole traders. Whether you're starting out or already established, our experienced team ensures your accounts, taxes, and compliance are managed professionally, freeing you to focus on growing your business. At Swift Accountants, we don't just handle your accounts—we partner with you to drive your success. Our proactive support turns tax complexities into opportunities, maximising your profitability and ensuring complete compliance. From construction and trades to creative businesses, consultants, online sellers, and professionals—Swift Accountants delivers the specialist support sole traders need to save tax, avoid mistakes, and unlock growth. No jargon, no stress, no “one size fits all.” Just dedicated service from a team who gets your world.

Build a Lasting Legacy, Transform Your

Vision Into Reality

With us, it’s not about filing returns or managing books; it’s about crafting a legacy. We’re there, at every turn, with the right tools and insights, turning complexities into stepping stones.

Why Choose Us for Your Sole Trader Business?

Award-Winning Communication

Clear, responsive advice whenever you need it.

Sole Trader Specialists

We’ve helped thousands of UK sole traders—from one-person startups to established businesses—take control of their finances.

5-Star Rated on Google

5 star google reviews for swift accountants

Trusted and recommended by sole traders across the UK.

Proactive Tax Advice & Planning

We know what expenses you can claim, what grants are open to your industry, and how to keep your records HMRC-proof.

Comparison Chart: Accountants for Sole Traders vs Other Providers

Swift Accountants vs Typical Firms and DIY Platforms

Feature

Swift Accountants

Typical Firm

Online Platform

Sole Trader & Trade-Specific Expertise

Unlimited Support & Advice

Named, Dedicated Accountant

Award-Winning client Communication

Paperless, Digital Portal

Claim Every Allowable Expense

Personalised Tax Efficiency Planning

Proactive Tax Planning

Fast Setup & Switching

5-Star Rated on Google

Real-Time Income & Tax Tracking

No Call Centres - Direct Contact

All Inclusive Fixed Monthly Fee

GDPR & Bank-Grade Data Security

Personal Wealth Planning

Growth & Strategy Advice

24/7 Online Portal Access

Upload receipts, track your tax, sign documents—right from your phone, whenever, wherever.

Transparent Fixed Fees

Clear, predictable pricing with no hidden surprises.

Free & Easy Onboarding

We handle the transfer, talk to your old accountant, and set you up for success—fast and free.

Unlimited Dedicated Support

Your own named accountant, always available for answers and advice—never a call centre.

At Swift Accountants, we're not just changing the game

We're Creating a New One

Move beyond the outdated image of accountants as mere bean counters and step into a partnership that truly transforms. Feel the impact of a partner who listens, understands, and acts with your best interests at heart.

Award-Winning Portal: Your 24/7 Sole Trader Finance Hub

Swift accountants award winning communication portal can be used on all devices for businesses

🚀 Total control. Real-time clarity. True peace of mind.

Our client portal is specially designed for sole traders, acting as your ultimate financial command centre—always secure, always accessible.

👉 Transform Your Financial Future – Manage your business finances anywhere, anytime, shaping your sole trader success with Swift Accountants.

Portal Features For Sole Traders

Here’s why thousands of UK Sole Traders trust Swift Accountants

Conversation Costs Nothing, But

Could Change Everything

Every successful sole trader journey starts with a conversation. Book your free consultation today and discover how we can help your sole trader business thrive. Book a free call—no pressure, just possibilities.

Our Sole Trader Accounting Services

The Stress-Free Solution for UK Sole Traders – Real Accountants, Real Results

Being a sole trader in the UK is demanding. You’re the boss, the worker, the marketer, and the bookkeeper—all rolled into one. HMRC deadlines, tax returns, lost receipts, and changing rules can leave you stressed and uncertain. At Swift Accountants, we make your life simpler, safer, and more profitable—by delivering sole trader accounting that just works. Running your own business shouldn’t mean running yourself into the ground. At Swift Accountants, we deliver a complete, tailored, and hassle-free accounting solution for sole traders in every industry—so you can focus on earning more, stressing less, and building a business that lasts.

Every Service a Sole Trader Needs – All in One Place

Full Accounts & Self-Assessment Tax Returns

We prepare, check, and file your annual accounts and self-assessment tax return, finding every allowable expense and deduction along the way. Our expert team ensures you maximise your refund and minimise your tax bill, with all forms submitted to HMRC on time—so you never need to worry about deadlines or penalties again.

Real-Time Digital Bookkeeping

Say goodbye to piles of paper and last-minute spreadsheets. We set up and manage automated bookkeeping using leading software like Xero, QuickBooks, or FreeAgent. Just snap a photo of your receipt, upload it, and your accounts update in real time—giving you a live dashboard of your profits, losses, and tax owed, all 100% paperless and HMRC-compliant.

VAT Advice, Registration & Returns

We advise on when and how to register for VAT, recommend the best VAT scheme for your business, and handle all your quarterly VAT returns. Our team keeps you fully compliant with Making Tax Digital, sends proactive reminders, and makes sure you never pay unnecessary penalties.

CIS Tax for Construction Workers & Subcontractors

For tradespeople under the Construction Industry Scheme, we manage your CIS registration and claims, help you recover overpaid tax, and handle all deductions and certificates. If there’s ever a dispute with HMRC, we’ll fight your corner and secure your refund quickly.

Payroll Services (When You Hire Help)

If you bring on staff or use casual workers, we process payslips, manage PAYE, and handle all RTI submissions for you. As you grow, we also take care of pension auto-enrolment, ensuring your team gets paid on time and you stay fully compliant.

Expense Management & Allowance Guidance

We give you clear, practical advice on every expense you can claim—from tools, vehicles, and travel to home office, uniforms, insurance, marketing, and training. You’ll receive a personalised checklist to make sure you never miss a legitimate deduction.

Business Growth & Cashflow Advice

Our experienced advisers work with you to build realistic growth plans, improve cashflow, and increase your profits. You’ll get tailored forecasts and actionable tips to keep your business healthy and your income rising—no matter your trade.

Dedicated Tax Planning Year-Round

We don’t just talk to you at year-end. Our proactive tax planning service includes regular check-ins and reviews, with strategic tips and budgeting advice to help you save for tax and boost your bottom line throughout the year.

MTD & HMRC Compliance – Sorted

We handle everything to keep you compliant: Making Tax Digital set-up, all HMRC letters, phone calls, and submissions, and full support if you’re ever subject to an enquiry or investigation. Relax—Swift Accountants has your back.

Fast, Free Switching & Setup

Switching to Swift Accountants is seamless, free, and fully managed by our team. We contact your old accountant, transfer your records, and get you set up and trading in days—not weeks—so there’s zero downtime for your business.

Personal Business Coaching

Get expert support for pricing your services, winning more clients, preparing quotes and invoices, and accessing finance or insurance. We also guide you if you want to move from sole trader to limited company, ensuring every step is smooth and stress-free.

Unlimited Answers, Plain-English Advice

You’ll never be left in the dark. Ask anything—big or small—and get honest, jargon-free answers from your own dedicated accountant. There are no extra charges for questions and no confusing language—just real support, whenever you need it.

…And All of This, Tailored Just for You

At Swift Accountants, we go beyond standard service. We take the time to know your trade, your business, and your ambitions, and then deliver a bespoke package that keeps you compliant, maximises your profit, and frees up your time to focus on what matters most.

From onboarding to growth, from compliance to business breakthroughs—Swift Accountants is your ultimate partner. We do more than keep you compliant. We help your business thrive.

Choose Swift Accountants and discover what’s possible when your accountant is as committed to your business as you are.

And The Best Part?

All Of The Above And So Much More

Ready to experience the ultimate in stress-free, profit-focused sole trader accounting? Book your free consultation today and see why hundreds of UK sole traders trust Swift Accountants for peace of mind and business growth.

5-Star Google Rating

Why Pay More, When You Can Pay Less And

Achieve More !

Discover a partnership that values more than just numbers—it values you. We’re not just invested in your financial success; we’re committed to being a cornerstone of your business’s growth and a champion of your achievements.

Trusted by 395+ Companies

With Swift Accountants, you're not just planning for success - YOU ARE ENSURING IT!!!

Experience the difference of a partner who

Listens and Understands

Our approach is not just about numbers; it’s about creating a partnership where you feel heard, respected, and prioritised. Communication isn’t just about sharing information, it's about making sure you're heard and understood.

Frequently Asked Questions - Accountants for Sole Traders

We Care, You Prosper

Accountants providing expert support

Clear Answers, Confident Decisions

Q: What services do you provide for sole traders?

A: Complete accounting, tax returns, bookkeeping, VAT, self-assessment, compliance, financial advice, and proactive tax planning tailored specifically for sole traders.

Q: Is an accountant necessary for sole traders?

A: While not legally required, a specialist accountant helps you save money, ensures compliance, reduces your workload, and maximises tax efficiency.

Q: Can Swift Accountants register me as a sole trader?

A: Yes, we handle your sole trader registration efficiently, ensuring full compliance with HMRC from day one.

Q: How quickly can I switch to Swift Accountants?

A: Switching is quick and easy—we handle everything seamlessly within a few days.

Q: How secure is my information with Swift Accountants?

A: Your data is protected with bank-grade encryption, GDPR compliance, and secure UK data centres.

Q: Do sole traders need accountants?

A: While not compulsory, having an accountant simplifies your tax responsibilities, saves you time, and often saves you money through strategic tax planning.

Q: Do sole traders get investigated by HMRC?

A: Sole traders can be investigated by HMRC, but working with an accountant significantly reduces this risk by ensuring accurate, compliant tax filings.

Q: Is it worth getting an accountant for self-assessment?

A: Yes, an accountant ensures your self-assessment is accurate, helps you claim all allowable expenses, and can prevent costly mistakes.

Q: How much tax do you pay if you're a sole trader?

A: Sole traders typically pay Income Tax and National Insurance contributions based on their profits. Tax rates vary, and we help you plan efficiently.

Q: Can I do my own tax return without an accountant?

A: You can, but an accountant helps ensure accuracy, compliance, maximises allowable deductions, and significantly reduces your administrative burden.

Q: How do I pay myself as a sole trader?

A: Sole traders can withdraw money directly from their business profits. We help ensure this is done tax-efficiently and compliant.

At Swift Accountants, we understand the challenges sole traders face – long hours, juggling clients, and managing everything on your own. That’s why we adapt to your schedule, not the other way around. Whether you need us at your workplace, at home, or online, we bring our expertise directly to you. Our goal is to make accounting simple and stress-free, so you can focus on growing your business while we handle your books, tax, and compliance. With dedicated support tailored to sole traders, we make sure you stay organised, tax-efficient, and always moving forward.

Accountants for sole traders offering tailored tax, bookkeeping, and compliance services to help self-employed professionals stay organised and profitable.

No Obligation & Expert Support

Guaranteed!

Communication Excellence Meets Seamless Financial Management

By Phone - 01244 730 300

WhatsApp - Message Us 24/7

Customer Portal - Access 24/7

Web Meetings

Personal Meeting - Visit Us / We Travel

Email - Access 24/7