Swift Accountants
Listening, Understanding, Advising
Fixed-fee accounting for UK contractors — limited company (PSC) support, IR35 guidance, bookkeeping, VAT (MTD), payroll, dividends, Self Assessment and year-end accounts — with a dedicated contractor accountant and a secure client portal.
Fixed monthly fees — clear inclusions, no surprises Contractor-focused support — plain-English advice, fast answers Compliance handled — HMRC + Companies House deadlines kept under control (so you can focus on your contract work)
Contracting isn’t “normal business accounting”. You’re dealing with agencies, end clients, IR35/off-payroll rules, timesheets, varying income, VAT decisions, expense records, and the big question every contractor asks: “What’s the most tax-efficient (and compliant) way to pay myself?”
At Swift, you get specialist accountants for contractors who understand the real world of PSCs, limited company contractors, freelancers and self-employed contractors. We keep your records organised, your tax position planned properly, and your compliance calm and controlled — without jargon and without last-minute panic.
We support UK contractors across IT, engineering, construction, telecoms, consulting and specialist trades with contractor accounting services that cover everything from bookkeeping and VAT (MTD) to payroll, year-end accounts, Corporation Tax (CT600) and long-term planning.
We go further, respond faster, and work harder for you. Join hundreds of UK businesses who trust us with their financial future—and discover the difference a true accounting partner can make.
built for contractors who want clarity, control, and time back.
Never miss a deadline (HMRC + Companies House where relevant)
Contractor tax planning (salary/dividends, expenses, compliance and clean records)
Free switching & onboarding — we handle the handover for you
Everything you need to stay compliant, tax-efficient, and in control — with a dedicated contractor accountant and fixed monthly fees.
Limited company accounts + Corporation Tax (CT600) (PSC/limited company contractors)
Bookkeeping support + simple monthly routines (keeping records tidy all year)
VAT (MTD) support (registration, returns, VAT schemes and practical guidance)
Payroll + RTI submissions (director payroll and/or staff payroll if applicable)
Dividend planning + dividend paperwork guidance (where relevant)
Director tax planning (salary/dividends mix, allowances and compliance)
Self Assessment for directors/contractors (where required)
Allowable expenses guidance + evidence/record-keeping checks
Companies House admin support (Confirmation Statement where needed, filing reminders)
HMRC correspondence support + calm, clear handling of enquiries/letters
Secure portal: upload, approve, track, message
The Latest in Contractor Accounting, IR35, Tax Law, and Opportunities
Contractor rules change — and the cost of getting it wrong can be painful. We track what matters for contractors and PSCs so you stay compliant, avoid surprises, and spot legitimate tax-saving opportunities early.
You’ll get:
Deadline reminders + proactive chasing
Practical updates on IR35/off-payroll, VAT (MTD), and contractor record-keeping
Clear, plain-English guidance (no jargon)
Book a free call — we’ll confirm what you need, what’s included, and the best fixed monthly fee for your contractor setup.
No pressure — just clear answers and the next best step.
With Swift Accountants, you’re not just planning for success — you’re building it with clarity, control and confidence.
Exclusive Insights, Tax-Saving Strategies, and Support Tailored for Contractors
Most contractor accounting problems come from messy bookkeeping, poor expense tracking, VAT confusion, paying yourself the wrong way, or leaving things until the last minute — especially around year-end.
We keep you on track with a clear monthly routine, tidy records, and proactive check-ins — so you always know where you stand, what’s due next, and what to do before it becomes expensive.
If you’re switching from another accountant (or moving from spreadsheets/DIY software), we’ll handle the handover end-to-end and make sure nothing gets dropped.
Tailored Plans to Protect Your Farm and Strengthen Your Future
No generic advice — just a strategy built around your contract work, your structure, and your goals.
We’ll help you:
– build a simple record-keeping routine that works in real contractor life
– stay compliant with VAT (MTD) and choose the right VAT approach where relevant
– plan a tax-efficient and compliant salary/dividend routine (where applicable)
– keep expenses clean, evidenced and properly categorised
– stay ready for year-end, Corporation Tax and Self Assessment deadlines
– understand IR35/off-payroll implications and what changes practically for you
You’ll have a dedicated contractor accountant who explains things clearly and keeps you one step ahead — month after month.
Communication isn’t just about sharing information, it's about making sure you're heard and understood.
Company Strengths at a glance
A modern accountancy firm built for contractors — proactive, responsive, and genuinely easy to work with.
Figures based on internal records and verified client feedback (rolling 12 months).
Book a free call — we’ll confirm what you need, give you a fixed fee, and show you how we’ll improve your current setup.
No pressure, just possibilities
Contractors choose Swift because everything feels clearer, faster and properly handled — especially bookkeeping, VAT (MTD), payroll/dividends, compliance and year-round planning. Here are a few recent examples.
Discover a partnership that values more than just numbers—it values you!
Take Your Contracting Career Further – Specialist Contractor Accountants, Real Results
Contracting is fast-moving — shifting contracts, varying income, deadlines, and admin that builds up quickly. At Swift Accountants, we turn complexity into clarity, stress into confidence, and accounting into your strategic advantage.
Every Service a Contractor Needs – All in One Place
If you operate through a limited company, we prepare your year-end accounts and Corporation Tax return (CT600) properly and on time — keeping everything compliant and clearly explained.
We set up and manage payroll submissions where needed, keeping records clean and aligned with your accounts — so you stay compliant without the hassle.
For outside-IR35 PSCs, we help you plan a compliant routine around salary/dividends and paperwork — so your income is structured sensibly and recorded properly.
IR35 can change how you’re taxed and how your contract works in practice. We help you understand what “inside” vs “outside” means for your pay, records, and year-end — and we keep your accounting aligned with your actual working position.
Whether you’re registering for VAT, already VAT-registered, or reviewing your VAT approach, we handle VAT returns and MTD submissions and keep records organised so VAT doesn’t become a constant headache.
Good decisions need clean numbers. We help you build a simple monthly routine using Xero, QuickBooks or FreeAgent so everything is tidy month-to-month and year-end is smooth, not stressful.
Contractor expenses need consistency and evidence. We help you keep claims compliant and properly supported — reducing risk and avoiding nasty surprises.
If you need Self Assessment as a director/contractor (dividends, other income, property income, etc.), we handle it and make sure it ties back cleanly to your records.
We handle official communications for you — HMRC queries, notices and submissions, plus Companies House reminders and admin support where needed. No more brown envelopes causing stress.
If something sounds too good to be true, it usually is. We’ll help you spot risky arrangements and keep you on a clean, compliant setup that protects you long-term.
Switching to Swift is seamless and fully managed. We handle the handover, organise your records, set up the portal and workflows, and get you into a simple monthly routine — so you hit the ground running.
With Swift Accountants, you get a dedicated accountant — no call centres and no confusing language. Ask questions when they matter and get straight, practical answers.
At Swift Accountants, we’re here to make contractor accounting feel simpler, clearer and more controlled. You’ll get fixed fees, a dedicated accountant, and proactive support — so you stay compliant, avoid surprises, and make decisions with confidence.
Why Pay More, When You can Pay Less and Achieve More!
Need to talk? Call us anytime and speak directly to your accountant—no robots, no endless menus. Just real people, ready to help.
Drop us a WhatsApp message whenever you have a question. We’re always on hand, so you’ll never be left waiting for advice.
Upload documents, approve accounts, and track progress whenever it suits you — all in one secure portal.
Let’s connect online, share screens, and sort things out together. Perfect for busy days or when you want that personal touch without leaving home.
Email anytime. Most messages are answered within 1 working day (often much faster).
Want to chat over a coffee? Pop into our office or we’ll come to you. We love meeting our clients face-to-face, however it suits you best.
Log in whenever you like to see the full picture—track your progress, download documents, and stay totally in control.
Message your accountant or get quick updates directly through the portal. It’s the fastest way to get answers—no waiting, no fuss.
No more lost papers or confusing emails. Upload, sign, and store everything safely, all in one place, and with one click.
Never miss a deadline again! Our tracker keeps you up to date and reminds you what’s next—so you can relax, and concentrate on your business.
Your data is protected with secure, access-controlled systems and encrypted storage — giving you peace of mind and full control.
Designed for everyone, no matter your tech skills. If you can use your phone, you can use our portal—easy, friendly, and stress-free.
Discover a partnership that values more than just numbers—it values you!
Experience a True Partnership—Where You Come First, Always
At Swift, you’re never just another client; you are genuinely at the centre of everything we do. We value your trust and respect your ambitions. That’s why we’ve shaped our service to make your life easier, your business stronger, and your experience truly outstanding from day one.
Stop Drowning in Admin. Get Your Time Back.
What contractors love most:
A simple monthly routine (so nothing builds up)
Clean bookkeeping that makes VAT and year-end easy
A clear, compliant plan for salary/dividends (where applicable)
Deadlines tracked so you never get caught out
Straight answers in plain English — fast
With Swift, you’re empowered to manage your accounts, payroll, VAT, and all important documents in one secure portal—whether you’re at your desk or on the go. Communicate with us instantly and see real-time updates, so you always have complete confidence and control.
You’ll always know exactly what you’re paying—our pricing is clear, simple, and honest, with no hidden fees or unexpected charges. You can ask for help or advice as often as you like, safe in the knowledge that support is included in your fixed monthly fee.
Book a free call — we confirm what you need and give you a fixed monthly fee
We handle the handover — we contact your old accountant and move everything across
You’re up and running — portal access, deadlines tracked, and a clear monthly routine
You’ll have a dedicated accountant who knows you and your contracting setup, always ready to offer guidance and support whenever you need it. Big question or small — you’ll always get a tailored, expert answer from someone who genuinely cares.
Every great business story starts with a single conversation. That chat is absolutely free—and may be the moment that changes your business’s future.
Book a free call—no pressure, just possibilities.
Clear answers in plain English — by phone, email, WhatsApp, or portal — so you’re never left guessing what’s happening.
You get a dedicated contractor accountant who understands PSCs, limited company contractors, IR35/off-payroll realities, VAT decisions, and clean record-keeping — so your setup stays compliant and controlled.
We don’t just file and disappear. With proactive, year-round advice, we help you protect cashflow, plan tax efficiently, and make smarter decisions as your contract income grows.
Your financial information is protected with secure systems, encrypted storage, and access controls. Our client portal keeps documents, tasks and messages in one place, and we follow GDPR-aware processes so your data is handled with care and privacy at every step.
At Swift Accountants, we’re more than accountants—we’re your partners in success. We go further, respond faster, and work harder for you. Join hundreds of UK businesses who trust us with their financial future—and discover the difference a true accounting partner can make.
Meet Our Clients
Trusted by 395+ Companies
With Swift Accountants, you’re not just planning for success — you’re building it with clarity, control, and confidence.
Ready to Experience Accountancy That Listens, Delivers, and Inspires?
Stop searching—start thriving.
Yes. We work with UK contractors and freelancers, including PSC/limited company contractors and self-employed contractors, with a setup built around clean records, compliance and tax planning.
It depends on your contract, client, IR35 status, income level, and personal goals. We’ll explain the pros/cons in plain English and help you choose the most suitable and compliant setup.
IR35 determines whether you’re taxed like an employee for a particular engagement. If you’re inside IR35, the fee payer usually deducts tax/NI at source; if outside, your PSC may pay you via salary/dividends (where appropriate). We’ll help you understand the impact and keep your accounting aligned.
We can provide practical guidance on what changes for your pay, records and reporting, and help you stay organised around status documentation. (Formal employment status determination sits with the client/fee payer.)
If your taxable turnover goes over the VAT threshold, you’ll generally need to register. Some contractors also register voluntarily depending on their work. We’ll confirm what’s best and handle VAT (MTD) if needed.
Where appropriate, we help you set a compliant routine based on your circumstances and keep the paperwork and records tidy. The aim is a simple process that’s tax-efficient and defendable.
Usually your invoices/sales, bank transactions (bank feed or statements), receipts for expenses, and any payroll/dividend actions. Upload to the portal and we’ll tell you exactly what’s needed — keeping it simple.
Yes. We support modern cloud accounting and will recommend the simplest setup for your contracting workflow.
Private limited company accounts are generally due at Companies House 9 months after the financial year end. We track deadlines with you so nothing gets missed.
Very easy. We handle the full handover with your current accountant, organise your records, set up the portal and monthly routine, and get you running smoothly with free onboarding.
For the People. For Your Dreams. For Your Future.
No Obligation & Expert Support Guaranteed
Every great business story starts with a single conversation. That chat is absolutely free—and may be the moment that changes your business’s future. Book a free call—no pressure, just possibilities.
