Turn CIS Complexity into Clear Financial Advantages
Precision You Can Trust, Success You Can Achieve.
Experts in CIS (Construction Industry Scheme) Accounting
Transforming Tax Challenges into Financial Opportunities
CIS Tax Return - Did you know many construction workers pay too much tax each year? This is because they miss out on important deductions in their CIS tax returns.
What if there was a simpler way—a trusted accounting partner who not only eliminated your CIS stress but also consistently secured maximum refunds for you?
At Swift Accountants, we believe you should keep as much of your hard-earned money as possible. Our specialist CIS accountants transform complexity into simplicity and deductions into refunds, giving you financial clarity, peace of mind, and the maximum return on your hard-earned income.
What is a CIS Tax Return?
Why Pay More When You Can Pay Less and Achieve More With Swift Accountants?
A CIS tax return for subcontractors is part of the self Assessment tax return that subcontractors in the Construction Industry Scheme (CIS) need to file with HMRC.
Since contractors deduct tax (20% or 30%) from subcontractors' payments before paying them subcontractors often overpay tax throughout the year. By submitting a Self Assessment tax return, subcontractors can:
Report their total income and expenses.
Claim back overpaid tax.
If you're a subcontractor, filing your CIS tax return correctly ensures you get a tax refund if you've overpaid. The deadline is usually 31st January for the previous tax year.
How it Works
You just need to follow 3 simple steps. Your Profit, Our Promise: Maximum Results, Minimum Cost!
Start Your Tax Return Now
It takes only a couple of minutes to fill out the form
No Obligation & Expert Support Guaranteed!!! - Get Your Deserved CIS Tax Rebate Now!
Your Personal CIS Accountant
You will receive a call from your accountant to answer any questions
Your Tax Return Filed by Your Accountant
Done!!! Simple, straight forward and completely hassle-free, without any stress involved
Your CIS Refund
Invest, Relax, Enjoy—Make Memories with Family, Grow Your Business, or Escape on Holiday!
The Construction Industry Scheme (CIS) is HMRC’s way of ensuring tax compliance by requiring contractors to deduct money from payments made to subcontractors. These deductions count towards subcontractors’ tax and National Insurance.
Expertly Simplifying CIS – Our Comprehensive Services
Swift Accountants delivers clarity, compliance, and refunds, including:
CIS Tax Returns Preparation & Submission,
Maximising CIS Tax Rebates for Subcontractors,
Contractor & Subcontractor Registration with HMRC,
Subcontractor Verification and Compliance,
Monthly CIS Returns and Statements,
Gross Payment Status Advice & Applications,
Payroll & PAYE Integration,
Full HMRC Representation and more.
Understanding the Construction Industry Scheme (CIS)
The construction industry scheme (CIS) is a UK tax system for the construction sector. It manages payments between businesses. This CIS Tax UK framework helps both cis main contractors and cis subcontractors handle taxes properly.
Who Needs CIS Accounting?
You must register for CIS if:
You pay subcontractors for construction work.
You subcontract your construction services to others.
You're self-employed or running a limited company in the construction sector.
Swift Accountants ensure your CIS compliant, accuracy, and MAXIMUM REFUNDS - EFFORTLESSLY.
CIS Deduction Rates Explained:
20% standard deduction for registered subcontractors
30% if not registered (avoid this higher deduction by registering!)
0% (Gross Payment) status available for eligible subcontractors
Gross Payment Status Criteria:
Tax compliance (no late payments).
Annual turnover of at least £30,000
UK-based construction business
Dedicated business bank account
Swift Accountants assists you in securing gross payment status, significantly improving cash flow.
Why Choose Us
With Swift Accountants, you're not just planning for success - YOU ARE ENSURING IT!!!
No Hidden Costs
Ever Clear, transparent pricing means you'll always know exactly what you’re paying—and exactly what you're getting.
Unmatched Expertise
Exceptional Value - Receive world-class CIS and tax expertise at rates tailored for you.
Personalised Attention
Your dedicated accountant, proactive advice, and award-winning support—never pay extra for exceptional service.
Zero-Risk Consultation
Take advantage of our free, no-obligation consultation to discover how much you could save with Swift.
Remember, a quick conversation costs nothing, but it can change your financial future forever. Get peace of mind, clarity, and guaranteed savings by talking to Swift Accountants today.
Real Client Testimonials
Discover the 5-Star Difference
You're More Than Just a Client - At Swift Accountants, we believe that the core of our business is the people we serve. Our mission is not just to ensure your financial well-being and profitability but to nurture a relationship where you feel genuinely valued and supported. Every decision we make, every strategy we implement, is aimed at enhancing both your financial success and your overall satisfaction.
Your needs, your goals, and your aspirations are at the heart of everything we do. We tailor our services to match the unique financial landscapes of each client, ensuring that your business strategy aligns not only with your financial objectives but also with your personal values. Our approach is not just about numbers; it’s about creating a partnership where you feel heard, respected, and prioritised.
All the team at swift accountants are work tirelessly to help. Hayley especially has been excellent in clearing a tax misshap we experienced. We highly recommend swift accountants.
5 STARS 🌟 🌟🌟🌟🌟
Keith JonesGreat Help
I have been using swift accounts for a few years now, they have been brilliant in assisting me as my business is slowly growing with expert advice, would highly recommend.
Jak K.Growth Guaranteed
First year of being self employed and Swift Accountants have been fantastic with me. They have been so helpful and have made the process very simple! Highly recommended!
Olivia GrantAmazing for Sole Traders, So Simple
Gemma was really helpful and informative. She always took the time to ensure I knew what the process was and guided us through everything we needed.
Gemma KaraliusConstant Communication
Absolutely recommend Hayley she has been brilliant very professional in her job and very knowledgeable nothing is to much trouble
Tracey WoodsAlways Here To Help
Very efficient and friendly service.
I’ve used this company for many years.
Would definitely recommend.
Simon IthellExpertise You Can Trust
We have always had good support from Swift Accountants and would highly recommend them especially impressed with Gemma and Hayley. Thank you and keep up the excellent service.
Carl BlythenExcellent Service
So pleased with Rob and his team at Swift accountants always helpful and professional very prompt service either by phone or email
We know we can trust them with all our Tax affairs
David RobertsOutstanding Communication
Working with Swift Accountants has been a game-changer for our retail business. Their expertise and dedication have streamlined our bookkeeping and tax processes, allowing us to concentrate on expanding our operations. Highly recommended!
Sarah K. Business OwnerTransformed Our Financial Management
The team at Swift Accountants is nothing short of exceptional. They handle our payroll and VAT submissions with precision and always provide proactive advice that has significantly improved our financial health. Their personalised approach makes all the difference
James L. FounderExceptional Service and Proactive Advice
Partnering with Swift Accountants has been one of the best decisions for our consultancy firm. Their strategic tax planning and comprehensive financial reports have enhanced our profitability and ensured we remain compliant with all regulations. Their support is invaluable
Emily R. FreelancerReliable Partners in Our Financial Success
I’ve had an outstanding experience with Swift Accountants. Their professionalism, attention to detail, and dedication to providing top-notch service truly set them apart.
In particular, Hayley has been absolutely fantastic—knowledgeable, efficient, and always ready to go the extra mile to ensure everything is handled smoothly.
Trevor E.Outstanding Experience
Rob has been looking after our Accounts for only 6 month but he been amazing, he answers any questions no matter how big or small the issue may be. We were in a bit of a situation and helped and resolve our business structure for it to work properly, Very organised and professional to. 100% recommend.
In particular, Hayley has been absolutely fantastic—knowledgeable, efficient, and always ready to go the extra mile to ensure everything is handled smoothly.
Bryony Allman100% Recommend
Their professionalism, attention to detail, and dedication to client satisfaction truly set them apart. If you’re looking for a trustworthy accountant who genuinely cares about your needs, Swift Accountants is the right choice. Thank you, Gemma and Rob!In particular, Hayley has been absolutely fantastic—knowledgeable, efficient, and always ready to go the extra mile to ensure everything is handled smoothly.
Jovone RainfordProfessionalism, Attention to Detail
We Care, You Prosper
Frequently Asked Questions
Clear Answers, Confident Decisions
FAQs - Frequently Asked Questions
1. What is the Construction Industry Scheme (CIS)?
CIS is a UK tax deduction scheme where contractors deduct money from subcontractor payments and pay it directly to HMRC. This helps ensure subcontractors meet their tax obligations.
2. How much tax will be deducted under CIS?
If you are registered with HMRC under CIS, your contractor will typically deduct 20% of your payment for tax. If you haven't registered, the deduction increases to 30%.
3. How do I register for CIS?
You can easily register for CIS online through HMRC’s Government Gateway or by contacting HMRC directly. Swift Accountants can also assist you with this registration to ensure accuracy and compliance.
4. When do I get my CIS tax refund?
CIS deductions often mean you've paid too much tax. You can claim a CIS tax refund after the end of each tax year (5th April). Swift Accountants can speed up this process, ensuring you receive your refund promptly.
5. What expenses can I claim under CIS?
Typical allowable expenses include travel costs, tools and equipment, protective clothing, insurance premiums, and professional fees (like accountant fees). We can help you accurately identify and claim all your eligible expenses.
6. Do I need to complete a Self-Assessment tax return under CIS?
Yes. If you're registered under CIS and deductions have been made, you are required to file an annual Self-Assessment tax return with HMRC, which we can manage for you seamlessly.
7. Can I still work as self-employed if I’m under CIS?
Yes, most CIS workers are classed as self-employed subcontractors. This means you’re responsible for managing your own taxes, National Insurance contributions, and expenses.
8. Can I reclaim CIS deductions if I earn below the Personal Allowance?
Yes, if your total earnings fall below the annual Personal Allowance threshold (£12,570 for 2024/25), you can reclaim the full amount deducted through your annual Self-Assessment.
9. What happens if my contractor hasn’t issued a CIS statement?
Contractors must provide monthly statements showing CIS deductions. If you haven’t received these, contact your contractor immediately, as you’ll need these statements to claim your tax refund. Swift Accountants can guide you through this process.
10. How can Swift Accountants help me as a CIS worker?
Swift Accountants specialises in helping CIS subcontractors maximise their refunds, manage expenses, complete tax returns accurately, and stay compliant with HMRC, giving you peace of mind to focus on your work.